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4316 W Carroll Ave, Chicago, IL, 60624

2beds
1baths
1,000sqft
$89,900
$90price/sqft
$805/moest. monthly cost
$32,200/yrincome needed

About This Home

Opportunity awaits at this classic cottage-style home located in Chicago's West Garfield Park community, offering tremendous potential for buyers seeking to bring new life to a property with character, space, and a promising location. Featuring 2 bedrooms, 1 bathroom, and a full unfinished basement, this residence presents a unique chance to reimagine and transform a home while taking advantage of its existing footprint and traditional layout. The cottage design offers timeless appeal and serves as a solid canvas for future improvements, allowing the next owner to create a space tailored to their vision and lifestyle. The full basement significantly expands the possibilities, providing additional square footage that can be utilized for storage, recreation, workspace, or future living space, subject to local requirements and approvals. Positioned on a residential block lined with a mix of long-term homeowners and improving properties, the home benefits from a location that continues to attract attention due to its accessibility and proximity to many of Chicago's key amenities. The generous lot provides outdoor space with opportunities for landscaping, gardening, entertaining, or creating an inviting backyard retreat. The property's layout and lot size offer flexibility that is becoming increasingly difficult to find within city limits, creating an excellent foundation for future improvements and long-term value. Beyond the property itself, the surrounding neighborhood offers convenient access to parks, community facilities, educational institutions, shopping, dining, and public transportation. Residents enjoy proximity to Garfield Park, one of Chicago's largest and most historic green spaces, featuring recreational amenities, athletic facilities, walking paths, and the world-renowned Garfield Park Conservatory. The neighborhood also benefits from convenient access to downtown Chicago, the Illinois Medical District, the United Center, and numerous employment centers throughout the city. Transportation is a major advantage of this location, with nearby CTA bus routes, Green Line access, and convenient connections to major roadways including I-290, allowing efficient travel throughout Chicago and the surrounding suburbs. The area continues to benefit from public and private investment, creating renewed interest and opportunities for growth throughout the surrounding community. This property represents a chance to unlock value and create something truly special. Whether your vision includes restoring its original charm, reimagining the interior layout, or creating a completely refreshed living environment, the possibilities are substantial. The combination of a classic cottage design, full unfinished basement, city lot, and convenient location creates an opportunity that is increasingly rare in today's market. With its strong potential, desirable accessibility, and proximity to parks, transportation, and city amenities, 4316 W Carroll Ave offers a compelling opportunity to establish a presence in a neighborhood with ongoing momentum and future promise.

Getting Around

59
WalkingSomewhat Walkable
66
TransitGood Transit
72
BikeVery Bikeable

Schools

3/10
Tilton Elementary SchoolGrades PK-80.3 mi

Construction

Condition

  • Year built: 1888

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 56
  • Dimensions: 7X8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Level: Main
  • Area: 128
  • Dimensions: 16X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16104000310000
  • Special condition: Real Estate Owned

Features

  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 2,482 sqft
  • Lot size dimensions: 100.2 x 25

Parking

  • Parking features: Off Alley

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$92$1,104
Property Taxes $129$1,548
Electricity $130$1,569
Total$805$9,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,600/yr
40% on housing$24,150/yr
45% on housing$21,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 60624$202
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60624$148
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$89,900
2026-08-04Contingent$89,900
2026-07-08Price change$89,900
2026-06-09Listed for sale$94,900

Unknown Listed By

AgentFernando Godoy, ABR,CSC,PSA,RENE,SFR,SRS
BrokerageeXp Realty

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