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323 W 4th St, Florence, NJ, 08518

3beds
2baths
1,435sqft
$300,000
$209price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

Don’t miss this opportunity in the heart of Florence Township! This charming colonial offers 3 bedrooms, a full bath on the second floor, and a convenient half bath on the first. Situated on a generous, fully fenced lot, there’s plenty of room to enjoy outdoor living—or even plan for future expansion. Nestled on a quiet street within walking distance to Florence’s quaint downtown, you’ll love the small-town feel and scenic views of the Delaware River. Whether you’re looking for a smart investment or your next personal residence, this home delivers. Enjoy your morning coffee or an evening cocktail on the relaxing covered front porch. This cared-for home features a newer roof, windows, gas heat with central A/C, and an updated sewer line—offering comfort and peace of mind. Ideally located with easy access to major highways, the NJ Turnpike, and I-295 for convenient commuting. Don’t wait—excellent school district and so much more! Sold strictly AS IS, Seller will obtain Twp. Certificate of Occupancy.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
Riverfront SchoolGrades PK,4-80.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,435

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Property

Accessibility

  • Accessibility features: Accessible Electrical and Environmental Controls,Accessible Entrance

Details

  • Parcel number: 150003800008
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Gas Fire Place

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,996 sqft
  • Lot size dimensions: 50.00 x 100.00

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$115$1,380
Property Taxes $517$6,204
Electricity $193$2,318
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 08518$162
Burlington County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 08518$246
Burlington County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$300,000
2026-06-19Listed for sale$300,000
2026-04-06Listing removed$325,000
2026-02-07Pending sale$325,000
2025-12-08Listed for sale$325,000
2014-05-06Listing removed$159,900
2012-02-01Price change$159,900
2011-04-02Price change$172,900
2011-02-01Price change$189,000
2010-12-04Price change$198,900
2010-11-12Price change$204,000
2010-09-25Listed for sale$209,900
1998-04-21Sold$93,000

For Sale by Agent

AgentLaura Smith
BrokerageRE/MAX Preferred - Cherry Hill

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