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54 Horseshoe Ln N, Columbus, NJ, 08022

2beds
2baths
1,192sqft
$399,900
$335price/sqft
$3,050/moest. monthly cost
$122,000/yrincome needed

About This Home

Welcome to 54 Horseshoe Lane N, located in the desirable 55+ active adult community of Homestead. This well-maintained Andover model offers two bedrooms, two full baths, and a comfortable, open floor plan designed for easy living. The updated eat-in kitchen features quartz countertops, a ceramic tile backsplash, stainless steel appliances, a bay window, and a built-in pantry cabinet. Hardwood flooring extends throughout the home and is in excellent condition. The formal living and dining room combination offers recessed lighting, hardwood floors, a brick fireplace with a newer gas insert, and French glass doors leading to the enclosed sunroom. Enjoy peaceful views of the open-space backyard from the sunroom, making it the perfect place to relax. The spacious primary suite features barn-style doors leading to the updated private bath with a new vanity topped with marble, a large walk-in shower, and a generous walk-in closet. A second set of doors from the primary bedroom also provides direct access to the sunroom. The second bedroom is conveniently located near the updated hall bath, which includes a new vanity with a marble countertop. Additional highlights include a newer HVAC system, a new washer, and immediate occupancy. The home is within walking distance of the community clubhouse and amenities, including an in-ground pool, tennis courts, and more. Homestead is conveniently located near shopping centers, restaurants, pharmacies, medical offices, and major highways including Routes 206, 295, and the New Jersey Turnpike. Don't miss this opportunity to enjoy low-maintenance living in one of the area's most desirable active adult communities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: ANDOVER

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Combination Dining/Living,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Pantry,Recessed Lighting
  • Window features: Bay/Bow,Window Treatments
  • Flooring: Carpet,Wood,Vinyl,Tile/Brick
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Insert
  • Fireplace: Yes
  • Finished area above ground: 1,192

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,192
  • Total interior livable area: 1,192 sqft

Property

Accessibility

  • Accessibility features: Mobility Improvements

Details

  • Parcel number: 1800042 0800106
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Enclosed,Porch
  • Exterior features: Lawn Sprinkler

Lot

  • Lot size: 4,738 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$146$1,752
Property Taxes $689$8,268
Electricity $193$2,318
Total$3,050$36,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,571/yr
40% on housing$91,500/yr
45% on housing$81,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 08022$284
Burlington County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 08022$251
Burlington County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$389,900
2026-07-14Listed for sale$399,900
2021-07-16Sold$245,000
2021-05-17Pending sale$235,000
2021-05-04Listed for sale$235,000
2011-06-27Sold$142,000
2011-03-24Listing removed$152,000
2011-02-16Price change$152,000
2010-12-01Price change$168,000
2010-11-02Listed for sale$172,000
2004-08-19Sold$182,000
1999-08-24Sold$86,000
1998-04-30Sold$82,500

For Sale by Agent

AgentDavid Schiavone
BrokerageCB Schiavone & Associates

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