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5254 W Monroe St, Chicago, IL, 60644

3beds
2baths
4,092sqft
$410,000
$100price/sqft
$3,360/moest. monthly cost
$134,400/yrincome needed

About This Home

This classic 3 bedroom 1-1/2 bath home is well maintained. All new roof, gutters, downspouts, navy blue vinyl siding and white trim were installed in late 2025. The Kitchen, and 1st floor 1/2 bath (powder room) were completely rehabbed in 2025. The kitchen includes a luxury refrigerator, gas range, over the range microwave oven, quartz counter tops and beautiful porcelain backsplash. The living room and dining rooms have beautiful crystal chandeliers which can be dimmed. There's lots of natural light from the east and south facing windows. The basement is drywalled, painted and finished with porcelain floor tile and beautiful light fixtures. It can be used for a family room or for an additional bedroom. Laundry and utility rooms are in the basement. The small attic is finished. The home is fenced with huge rear deck just off the kitchen for entertaining family and friends. Newer, well maintained two and 1/2 car garage with large access door into the backyard. There is a garden shed included for extra storage. The home has central air for cooling and the heating unit is gas forced air. The 2-1/2 car garage has a large overhead access directly into the backyard. .

Getting Around

83
WalkingVery Walkable
71
TransitExcellent Transit
63
BikeBikeable

Schools

2/10
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Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,High End Refrigerator,Freezer
  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Features

  • Quartz Counters
  • Door features: Mirrored Closet Door(s),Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Hardwood
  • Attic: Interior Stair
  • Finished area below ground: 192

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,669
  • Total interior livable area: 4,092 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Wood Laminate),Window Treatments (Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 112
  • Dimensions: 8X14

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 120
  • Dimensions: 10X12

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Double Pane Windows,Insulated Windows)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s))
  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Other

  • Features: Flooring (Carpet)
  • Level: Attic
  • Area: 48
  • Dimensions: 6X8

Other

  • Features: Flooring (Porcelain Tile)
  • Level: Basement
  • Area: 192
  • Dimensions: 16X12

Other

  • Features: Flooring (Porcelain Tile)
  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16161020130000
  • Special condition: List Broker Must Accompany,Home Warranty

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Fenced,Wood

Lot

  • Lot size: 4,092 sqft
  • Lot size dimensions: 33x124

Parking

  • Total spaces: 2.5
  • Parking features: Off Alley,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$382$4,584
Property Taxes $591$7,092
Electricity $314$3,776
Total$3,360$40,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,200/yr
40% on housing$100,800/yr
45% on housing$89,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 60644$201
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60644$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$410,000
2006-11-02Sold$218,000
2006-04-28Sold$137,000

For Sale by Agent

AgentMichelle Bolden
BrokerageUnited Real Estate - Chicago

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