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257 Chicagami Trl, Medford Lakes, NJ, 08055

5beds
6baths
4,046sqft
$2,175,000
$538price/sqft
$15,845/moest. monthly cost
$633,800/yrincome needed

About This Home

Welcome to 257 Chicagami Trail, a beautifully renovated lakefront home in the heart of Medford Lakes. Situated on a large lot overlooking Upper Aetna Lake, this expansive property offers five bedrooms, four full bathrooms, two half bathrooms, and a rare combination of updated finishes, generous living space, and direct lake access. Inside, the home features an updated eat-in kitchen with newer appliances, a sunken den, gas fireplace, recessed lighting, renovated bathrooms, and high-end finishes throughout. A newer roof and newer heating and air-conditioning systems provide additional peace of mind. The home also includes an approximately 1,530-square-foot unfinished basement with a separate entrance, an additional washer, and excellent potential for storage or future living space. Outside, enjoy lakefront views from the large upper deck, which leads down to a private dock and built-in fire pit—perfect for entertaining or relaxing by the water. The property also includes a lake mucker for cleaning and maintaining the lakefront area. The sprawling front yard and spacious U-shaped driveway complete this exceptional Medford Lakes property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
Nokomis Elementary SchoolGrades PK-20.5 mi
8/10
Neeta SchoolGrades 3-81.0 mi
7/10
Shawnee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1929

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Log,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Dryer,Oven/Range - Gas,Refrigerator,Range Hood,Gas Water Heater
  • Laundry features: Has Laundry,Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Features: Countertop(s) - Quartz,Flooring - Ceramic Tile
  • Level: Main
  • Area: 30
  • Dimensions: 5 X 6

Bedroom2

  • Features: Walk-In Closet(s),Ceiling Fan(s),Recessed Lighting
  • Level: Upper
  • Area: 192
  • Dimensions: 12 X 16

Bedroom3

  • Features: Flooring - HardWood,Recessed Lighting,Walk-In Closet(s)
  • Level: Upper
  • Area: 176
  • Dimensions: 11 X 16

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 240
  • Dimensions: 15 X 16

Bedroom5

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 70
  • Dimensions: 7 X 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Family Room

  • Features: Flooring - HardWood,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 414
  • Dimensions: 23 X 18

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Ceiling Fan(s),Kitchenette,Primary Bedroom - Bay Front,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Cathedral Ceiling(s)
  • Flooring: Hardwood,Ceramic Tile
  • Finished area above ground: 4,046

Foyer

  • Level: Upper
  • Area: 150
  • Dimensions: 15 X 10

Heating & Cooling

  • Heating features: Ceiling,Natural Gas
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 5,576
  • Total interior livable area: 4,046 sqft

Laundry

  • Level: Upper
  • Area: 18
  • Dimensions: 3 X 6

Living Room

  • Features: Fireplace - Gas,Cathedral/Vaulted Ceiling,Lighting - LED,Recessed Lighting
  • Level: Upper
  • Area: 391
  • Dimensions: 23 X 17

Office

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 70
  • Dimensions: 7 X 10

Other

  • Level: Upper
  • Area: 273
  • Dimensions: 21 X 13

Primary Bedroom

  • Features: Ceiling Fan(s),Balcony Access,Countertop(s) - Quartz,Flooring - Ceramic Tile,Flooring - HardWood,Recessed Lighting,Walk-In Closet(s),Bathroom - Walk-In Shower
  • Level: Upper
  • Area: 234
  • Dimensions: 13 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 212002600672
  • Zoning: LR
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Private Access,Canoe/Kayak
  • Frontage length: Water Frontage Ft: 60

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,997$131,964
Home Insurance *$651$7,812
Property Taxes $3,751$45,012
Electricity $446$5,352
Total$15,845$190,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$543,257/yr
40% on housing$475,350/yr
45% on housing$422,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 08055$253
Burlington County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 08055$264
Burlington County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$2,175,000
2016-10-14Sold$570,000
2016-06-11Listing removed$599,500
2016-04-30Price change$599,500
2016-03-23Listed for sale$624,500
2014-01-03Listing removed$584,000
2013-11-16Price change$584,000
2013-09-07Price change$599,500
2013-08-11Listed for sale$629,900

For Sale by Agent

AgentCarla Elfeld
BrokerageDiamond Realty Associates

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