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42 Union St, Mount Holly, NJ, 08060

5beds
2baths
2,294sqft
$395,000
$172price/sqft
$3,077/moest. monthly cost
$123,080/yrincome needed

About This Home

Beautifully maintained Victorian twin in the heart of historic Mount Holly, offering timeless character with thoughtful modern updates. This spacious three-story home features 5 bedrooms, 1.5 baths, original chestnut woodwork, multiple living spaces, and abundant natural light throughout. The updated kitchen boasts granite countertops, stainless steel appliances, ample cabinetry, and a center island perfect for gathering. A newly added second-floor laundry brings everyday convenience, while the third floor offers flexible space ideal for a home office, playroom, or guest rooms. Enjoy relaxing on the charming front porch or in the private backyard. With updated systems, move-in-ready condition, and a location just moments from downtown shops, restaurants, and parks, this home is the perfect blend of historic charm and modern comfort.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Range Hood,Stainless Steel Appliance(s),Oven/Range - Gas,Exhaust Fan,Gas Water Heater
  • Laundry features: Hookup,In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Floor Plan - Traditional,Formal/Separate Dining Room,Upgraded Countertops,Additional Stairway,9'+ Ceilings,Plaster Walls
  • Window features: Double Hung,Wood Frames
  • Flooring: Hardwood,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,294

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 2,294 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 230005300013
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Standard
  • Exclusions: N / A

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sidewalks,Rain Gutters
  • Fencing: Wood
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 3,106 sqft
  • Features: Downtown
  • Lot size dimensions: 28.00 x 111.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$147$1,764
Property Taxes $681$8,172
Electricity $252$3,034
Total$3,077$36,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,497/yr
40% on housing$92,310/yr
45% on housing$82,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 08060$190
Burlington County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 08060$235
Burlington County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Pending sale$395,000
2026-08-08Contingent$395,000
2026-07-15Listed for sale$395,000
2025-10-09Sold$350,000
2025-06-13Sold$350,000
2025-05-27Pending sale$350,000
2025-05-20Contingent$350,000
2025-05-14Price change$350,000
2025-05-01Price change$360,000
2025-04-19Listed for sale$370,000
2024-04-23Sold$160,000
2024-04-05Contingent$149,900
2024-04-02Listed for sale$149,900

For Sale by Agent

AgentDenny Fotopoulos
BrokerageHERITAGE HOUSE SOTHEBY`S INT`L REALTY

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