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4 Virginia Ave, Palmyra, NJ, 08065

2beds
1baths
744sqft
$295,000
$397price/sqft
$2,319/moest. monthly cost
$92,760/yrincome needed

About This Home

Remarks and pictures to follow 5/13. 2 bed 1 bathroom with 2 car attached garage and a basement on two lots. Full walk up second floor attic available for future expansion. Oil heat, central A/C, unfinished basement with sump pump. Bonus room between garage and kitchen with wood burning stove. Property is in the AE Flood zone, insurance required for financed purchases, seller's existing policy is $2900 a year. As-is sale. Move in updated condition.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Palmyra Middle SchoolGrades 6-80.4 mi
5/10
Palmyra High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: In Basement,Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic,Attic/House Fan,Ceiling Fan(s),Dining Area,Upgraded Countertops
  • Flooring: Ceramic Tile,Hardwood,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 744

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Ceiling Fan(s),Central Air,Other

Interior Area

  • Total structure area: 744
  • Total interior livable area: 744 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 270015000010
  • Zoning: RES
  • Special condition: Notice Of Default,In Foreclosure,Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Lighting

Lot

  • Lot size: 6,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Faces Side,Inside Entrance,Attached,Driveway,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Coastal Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$127$1,524
Property Taxes $508$6,096
Electricity $193$2,318
Total$2,319$27,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,508/yr
40% on housing$69,570/yr
45% on housing$61,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 08065$161
Burlington County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 08065$255
Burlington County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-10-08Listing removed$275,000
2024-08-17Listing removed--
2024-05-15Listed for sale$275,000
2019-04-18Listing removed$184,900
2019-02-18Listed for sale$184,900
2018-11-29Sold$68,500
2018-11-21Pending sale$69,900
2018-10-31Price change$69,900
2018-09-14Price change$74,900
2018-08-08Price change$84,900
2018-04-16Listed for sale$99,900
2018-01-12Sold$36,765
1998-05-29Sold$90,400

Unknown Listed By

AgentKevin Drzik
BrokerageRE/MAX ONE Realty-Moorestown

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