825 Spruce St, Camden, NJ, 08103
About This Home
825 Spruce Street, Camden, NJ 08103 Great opportunity to own this well-maintained home featuring a private fenced yard with the added benefit of the adjacent lot currently being utilized by the property owner, providing extra outdoor space and flexibility. Conveniently located near schools, parks, shopping, and major highways. Don’t miss your chance to make this property your own!
Getting Around
Somewhat Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Brick/Mortar
- Roof: Flat
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 868
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: None,Natural Gas
Interior Area
- Total structure area: 868
- Total interior livable area: 868 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 800372 00115
- Zoning: RESIDENTIAL
- Special condition: Standard
- Exclusions: Personal Property
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 2,130 sqft
- Lot size dimensions: 12 x 58 M
Parking
- Parking features: Private,Off Street,On Street,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $657 | $7,884 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $267 | $3,204 |
| Electricity | $193 | $2,318 |
| Total | $1,256 | $15,072 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Contingent | $130,000 |
| 2026-07-24 | Listed for sale | $130,000 |
| 2001-08-21 | Sold | $20,000 |
| 1995-11-22 | Sold | $20,000 |
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