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627 York St, Camden, NJ, 08102

3beds
1baths
1,494sqft
$129,999
$87price/sqft
$1,217/moest. monthly cost
$48,680/yrincome needed

About This Home

INVESTOR ALERT...PRICED REDUCED FOR QUICK SALE!!!!!Discover a prime investment opportunity with this charming 3-bedroom, 1-bathroom townhouse built in 1909. This traditional brick property boasts a solid structure and a poured concrete basement, offering potential for additional living space or storage. With off-street parking, convenience is at your doorstep, enhancing its rental appeal. Located in a desirable area with no HOA fees, this property presents a low-maintenance investment option. The interior layout is versatile, allowing for easy customization to attract tenants or future buyers. The absence of a pool and extensive amenities means lower upkeep costs, maximizing your return on investment. With the local real estate market showing steady growth, this townhouse is poised for appreciation. Whether you're looking to add to your portfolio or enter the rental market, this property offers a solid foundation for generating consistent cash flow. Don't miss out on this opportunity to secure a valuable asset in a thriving community.

Getting Around

62
WalkingSomewhat Walkable
53
TransitGood Transit
69
BikeBikeable

Schools

1/10
East Side High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1909

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Other

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,494

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080075800047
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$100$1,200
Property Taxes $267$3,204
Electricity $193$2,318
Total$1,217$14,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,725/yr
40% on housing$36,510/yr
45% on housing$32,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 08102$147
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08102$186
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-07Price change$129,999
2025-11-04Listed for sale$139,999
1989-03-21Sold$2,200

For Sale by Agent

AgentRuth Watson
BrokerageEKR Realty LLC

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