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413 Elm St, Camden, NJ, 08102

4beds
2baths
1,512sqft
$249,900
$165price/sqft
$2,162/moest. monthly cost
$86,480/yrincome needed

About This Home

WELCOME HOME to this beautifully updated 4 bedroom / 1.5 bathroom home in Camden, NJ! Immediately upon entering the home you will be impressed by the stylish updates and designs from the luxury vinyl plant flooring, to the floor to ceiling black tiled fireplace, the lovely hanging light fixtures, and the braided railings bordering the stairway to the upper level. The main level is complete with an open concept living room flowing into the tastefully designed kitchen, a half bathroom, and a nice sized bedroom. Head upstairs to find a 3 more nicely sized bedroom, a spacious full bathroom, and a conveniently located upstairs laundry room. This home also includes Central A/C, a full unfinished basement, and a fully fenced backyard completed with green turf for easy maintenance and outdoor enjoyment. This home is located just minutes from Philadelphia with views of the Walt Whitman bridge right outside of the front door, and close to all major highways for easy travel to Philly, Atlantic City, or all Jersey Shore points. This home is a MUST SEE!

Getting Around

75
WalkingVery Walkable
66
TransitGood Transit
66
BikeBikeable

Schools

1/10
East Side High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Block

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 080078800074
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,446 sqft
  • Lot size dimensions: 17.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$192$2,304
Property Taxes $514$6,168
Electricity $193$2,318
Total$2,162$25,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,125/yr
40% on housing$64,860/yr
45% on housing$57,653/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 08102$141
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08102$186
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$259,900
2025-11-07Sold$77,700

For Sale by Agent

AgentCordell Boyd
BrokerageColdwell Banker Realty

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