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1322 Harvey Ave, Berwyn, IL, 60402

3beds
2baths
1,684sqft
$380,000
$226price/sqft
$2,782/moest. monthly cost
$111,280/yrincome needed

About This Home

Price Reduced to Sell! Move-in ready with a passed City of Berwyn Pre-Sale Inspection!! Beautifully updated brick 1.5-story home featuring 3 spacious bedrooms and 2 full bathrooms. This move-in ready home offers a stunning modern kitchen with sleek white cabinetry, elegant white granite countertops, stylish grey and white herringbone backsplash, farmhouse stainless steel sink, and stainless steel appliances. The oversized island provides additional seating and prep space, making it perfect for entertaining and everyday living. Contemporary grey vinyl flooring flows throughout the home. Both bathrooms have been tastefully updated with modern finishes and designer touches throughout. The first floor bathroom offers a luxurious atmosphere with granite countertops, dual vessel sinks, floor-to-ceiling tiled shower surround, and a modern glass-enclosed soaking tub and shower combination. The second floor bathroom showcases elegant grey tilework with stylish hexagon accent detailing, a sleek dark vanity with contemporary fixtures, and a spacious tub/shower combo with glass sliding doors for a spa-like feel. Step outside to a massive fully fenced backyard featuring over 1,500 sq ft of maintenance-friendly stone patio space with no grass to maintain - ideal for hosting, relaxing, and outdoor enjoyment. The yard includes a pool (being sold as-is and requiring repairs), a 9x9 dog pad/run, a carport perfect for motorcycles or a compact vehicle, and a 1.5-car garage offering additional storage and convenience. Located in North Berwyn near the Oak Park border, this home offers convenient access to shopping, restaurants, grocery stores, parks, and schools. Commuters will appreciate the nearby Metra station, CTA bus and train access, and easy connections to I-290 and I-55 for quick travel to downtown Chicago and surrounding suburbs. Don't miss your chance to own this beautiful home just in time for summer - schedule your private showing today before it's gone!

Getting Around

77
WalkingVery Walkable
48
TransitSome Transit
58
BikeBikeable

Schools

7/10
Lincoln Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Vinyl Siding,Block

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 170
  • Dimensions: 10X17

Bedroom3

  • Level: Second
  • Area: 98
  • Dimensions: 7X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 77
  • Dimensions: 7X11

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Granite Counters

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Granite Counters,Updated Kitchen)
  • Level: Main
  • Area: 242
  • Dimensions: 11X22

Laundry

  • Level: Main
  • Area: 24
  • Dimensions: 4X6

Living Room

  • Level: Main
  • Area: 312
  • Dimensions: 12X26

Master Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Other

  • Level: Main
  • Area: 55
  • Dimensions: 5X11

Property

Accessibility

  • Accessibility features: Main Level Entry,Disability Access

Details

  • Parcel number: 16201090240000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,810 sqft

Parking

  • Total spaces: 1.5
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$184$2,208
Property Taxes $547$6,564
Electricity $130$1,569
Total$2,782$33,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,382/yr
40% on housing$83,460/yr
45% on housing$74,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 60402$197
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60402$226
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$369,000
2026-07-08Price change$380,000
2026-06-25Listed for sale$400,000
2026-01-20Sold$185,000
2010-05-21Sold$75,000

For Sale by Agent

AgentMichelle Mendoza, PSA
BrokerageCharles Rutenberg Realty

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