See other homes in:
Primary listing photo
Listing photo 2

3217 Federal St, Camden, NJ, 08105

4beds
1baths
1,619sqft
$350,000
$216price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

Opportunity on Federal Street-- Located along one of Camden’s primary east–west commercial corridors. 2.5 story property with strong upside potential. Vacant and ready for renovation. Ideal for investor or contractor. Possible commercial use adds flexibility. Convert to retail/office with zoning permit. A prime opportunity for investors or owner-operators seeking income and long-term upside. Buyer to verify zoning and permitted uses. Being sold strictly as-is.

Getting Around

77
WalkingVery Walkable
40
TransitSome Transit
60
BikeBikeable

Schools

3/10
Davis Elementary SchoolGrades PK-80.4 mi
1/10
East Side High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Below Average
  • Year built: 1918

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 187
  • Dimensions: 17 X 11

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11 X 10

Bedroom3

  • Level: Upper
  • Area: 117
  • Dimensions: 13 X 9

Bedroom4

  • Level: Upper
  • Area: 72
  • Dimensions: 12 X 6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,619

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,619
  • Total interior livable area: 1,619 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Living Room

  • Level: Main
  • Area: 220
  • Dimensions: 22 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080103700021
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,001 sqft
  • Lot size dimensions: 30.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$193$2,316
Property Taxes $720$8,640
Electricity $193$2,318
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 08105$104
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08105$174
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$350,000
1985-07-11Sold$6,000

For Sale by Agent

AgentRaymond O. Byard
BrokerageRaymond Byard Real Estate

Similar Homes