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1132 Mount Ephraim Ave, Camden, NJ, 08103

0beds
0baths
1,117sqft
$79,000
$71price/sqft
$838/moest. monthly cost
$33,520/yrincome needed

About This Home

Here is another one in the up and coming hot area of Camden; its an INVESTOR SPECIAL, and its Priced to sell quickly. Seller is motivated.

Getting Around

72
WalkingVery Walkable
47
TransitSome Transit
51
BikeBikeable

Schools

1/10
1/10
Camden High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,117

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,117
  • Total interior livable area: 1,117 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080131000027
  • Zoning: SINGLE FAMILY
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,089 sqft
  • Lot size dimensions: 16.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$84$1,008
Property Taxes $162$1,944
Electricity $193$2,318
Total$838$10,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,731/yr
40% on housing$25,140/yr
45% on housing$22,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 08103$110
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08103$144
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$79,000
2004-07-08Sold$55,000

For Sale by Agent

AgentReginald Ferguson
BrokerageEKR Realty LLC

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