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305 W Cross St, Benton, AR, 72015

5beds
4baths
3,948sqft
$539,900
$137price/sqft
$3,747/moest. monthly cost
$149,880/yrincome needed

About This Home

Welcome to 305 W Cross! Located in the heart of downtown Benton just two blocks from the Saline County Courthouse, this spacious home offers the perfect blend of convenience and comfort. Enjoy being within walking distance to local restaurants, shopping, and the many community events that make downtown Benton so desirable. With nearly 4,000 sqft, this home provides plenty of room to spread out. The main level features an open-concept living, kitchen, and dining area along with a private primary suite that includes a walk-in closet with direct access to the laundry room. The kitchen is equipped with a large island, premium Thermador gas range with double ovens and flat top, and a built-in refrigerator/freezer. Upstairs you’ll find a massive landing area, four additional bedrooms, a dedicated office, and a storage room. Don'f forget the large 3 car, side load garage! This custom home combines space, functionality, and an unbeatable location. This is not just another house, it's the Downtown lifestyle!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
6/10
9/10
Benton High SchoolGrades 10-120.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Double Oven,Microwave,Gas Range,Dishwasher,Disposal,Refrigerator,Plumbed For Ice Maker,Convection Oven,Gas Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen/Dining Combo,Living/Dining Combo,Breakfast Bar

Features

  • Walk-In Closet(s),Ceiling Fan(s),Walk-in Shower,Wired for Data,Granite Counters,Pantry,Sheet Rock,Primary Bedroom/Main Lv,Primary Bedroom Apart,Guest Bedroom Apart,4 Bedrooms Upper Level
  • Door features: Insulated Doors
  • Window features: Window Treatments,Insulated Windows
  • Flooring: Carpet,Tile,Concrete,Luxury Vinyl
  • Fireplace features: Gas Logs Present,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,948
  • Total interior livable area: 3,948 sqft

Property

Details

  • Parcel number: 80006771000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Fencing: Full,Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Subdivided
  • Lot size dimensions: 60 x 90

Parking

  • Total spaces: 3
  • Parking features: Garage,Three Car,Garage Door Opener,Garage Faces Side
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Earthquake
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance $467$5,604
Property Taxes $265$3,180
Electricity $285$3,430
Total$3,747$44,964

Income You'd Need if You Spent...

35% on housing$128,468/yr
40% on housing$112,410/yr
45% on housing$99,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 72015$119
Saline County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 72015$141
Saline County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$549,900
2026-02-01Listing removed$549,900
2025-11-01Listed for sale$549,900
2025-08-22Listing removed$575,000
2025-05-21Listed for sale$575,000
2022-05-06Sold$495,000
2022-03-15Contingent$495,000
2022-01-26Price change$495,000
2021-12-22Listed for sale$500,000
2020-09-01Listing removed$550,000
2020-07-25Listed for sale$550,000
2017-11-08Listing removed$74,900
2017-08-25Listed for sale$74,900
2017-07-15Listing removed$74,900
2017-05-30Listed for sale$74,900

For Sale by Agent

AgentJonathan Dixon
BrokerageBaxley-Penfield-Moudy Realtors

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