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1413 S Central Ave, Cicero, IL, 60804

2beds
2baths
1,269sqft
$340,000
$268price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Discover this charming all-brick cottage in Cicero, IL, featuring two spacious bedrooms and two bathrooms. Remodeled with care by the current owner, this home showcases newer windows, including a stunning bay window that fills the living room with natural light and hardwood floors throughout the main level. With two inviting bedrooms, a formal dining room, and an updated kitchen, the layout is perfect for comfortable living. The full, finished basement offers two versatile bonus rooms ideal for various activities and an additional full bathroom. Step outside to a delightful backyard, suitable for summer gatherings, with an upgraded patio and ample green space. Say goodbye to parking headaches; this home includes a brick two-car garage. The front facade boasts beautifully faced brick and an elegant decorative parapet wall, giving the property exceptional curb appeal. This unique cottage stands out in the neighborhood, lovingly maintained by the owner throughout the years, and all appliances are included in the sale. NOTE that this property may qualify for Homebuyer Grant.

Getting Around

67
WalkingSomewhat Walkable
57
TransitGood Transit
53
BikeBikeable

Schools

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Range Hood

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 81
  • Dimensions: 9X9

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Family Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 385
  • Dimensions: 35X11

Features

  • Window features: Aluminum Frames,Bay Window(s)
  • Finished area below ground: 592

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Kitchen

  • Features: Kitchen (Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 170
  • Dimensions: 17X10

Office

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 126
  • Dimensions: 14X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16211010070000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 3,375 sqft
  • Lot size dimensions: 27X125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$223$2,676
Property Taxes $490$5,880
Electricity $130$1,569
Total$2,562$30,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 60804$213
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60804$194
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listing removed$340,000
2026-05-20Listed for sale$340,000
2025-05-08Sold$270,000
2025-03-27Contingent$279,000
2025-03-22Price change$279,000
2025-03-13Listed for sale$279,900
2025-03-09Contingent$279,900
2025-02-28Listed for sale$279,900
2025-02-28Listing removed$279,900
2025-02-19Price change$279,900
2025-02-14Price change$284,899
2025-01-31Listed for sale$284,999
2012-03-30Sold$45,000
2004-05-04Sold$175,000
2003-12-11Sold$90,000

For Sale by Agent

AgentUbaldo Garcia
BrokerageRE/MAX Mi Casa

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