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150 N Smith Ter, Clementon, NJ, 08021

5beds
3baths
2,664sqft
$377,999
$142price/sqft
$3,166/moest. monthly cost
$126,640/yrincome needed

About This Home

Spacious 4–5 bedroom home situated on a private wooded lot with near a stream. This move-in-ready property offers approximately 2,700+/- sq. ft. of living space, an open front porch, large rear deck, and a 2.5-car garage. The main level features a formal living room with fireplace, dining room, breakfast area overlooking the backyard, updated kitchen with ample cabinetry and storage, great room, and a large bonus room with sliding doors to the rear yard that could serve as a 5th bedroom, office, or additional living space. The second floor offers four generously sized bedrooms and two full bathrooms. Recent updates include HVAC, windows, and a septic system installed approximately in 2019. Enjoy the privacy of a wooded setting while remaining conveniently located near the PATCO Speedline, Route 295, and the NJ Turnpike for easy access to Philadelphia, Atlantic City, shopping, dining, and more. A great opportunity to own a spacious home with room to grow! Schedule your showing today.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Entry Level Bedroom,Family Room Off Kitchen
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,664

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,664
  • Total interior livable area: 2,664 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110007700033
  • Zoning: RESIDENTIAL
  • Special condition: Short Sale
  • Exclusions: Small Tree / Bush In Front Year

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 190.00 x 166.00

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Crushed Stone,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,911$22,932
Home Insurance *$184$2,208
Property Taxes $778$9,336
Electricity $293$3,523
Total$3,166$37,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,548/yr
40% on housing$94,980/yr
45% on housing$84,426/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 08021$152
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08021$207
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$374,900
2026-07-15Listed for sale$377,999
2026-04-20Contingent$377,999
2026-03-20Price change$377,999
2026-01-04Listed for sale$379,999
2019-12-11Listing removed$239,900
2019-06-13Price change$239,900
2019-05-31Listed for sale$225,000
2017-05-25Listing removed$210,000
2017-02-24Listed for sale$210,000
2012-08-20Listing removed$229,900
2012-03-22Price change$229,900
2011-10-14Listed for sale$249,900
2011-07-01Listing removed$259,900
2011-06-29Price change$259,900
2011-02-06Listed for sale$279,900

For Sale by Agent

AgentMaryann D'Agostino
BrokerageBruce Associates Inc

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