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216 Cumberland St, Gloucester City, NJ, 08030

3beds
1baths
1,216sqft
$225,000
$185price/sqft
$1,927/moest. monthly cost
$77,080/yrincome needed

About This Home

Welcome to 216 Cumberland Street, a home renovated from the studs in the heart of Gloucester City, just blocks from the Delaware River waterfront and Proprietors Park. Move in ready from top to bottom, this home welcomes you into a bright, open main level where the living and dining areas flow together over durable luxury vinyl plank flooring. The kitchen is the standout, thoughtfully designed with crisp white shaker cabinetry, stainless steel appliances, a classic subway tile backsplash, and granite style countertops with room to gather. Upstairs offers three comfortable bedrooms with plush carpet and fresh paint, plus a versatile bonus room that works as a home office or nursery, served by a beautifully renovated full bathroom. A rare convenience, the laundry sits right on the bedroom level. The home is warmed by a brand new natural gas forced air furnace, and a full appliance package is included (refrigerator, range, microwave, dishwasher, washer, and dryer). The full basement delivers plenty of storage and houses the home's systems. Out back, a deep, fully fenced yard with a paver patio and a mature shade tree gives you private outdoor space, and off street parking adds everyday convenience. Minutes from Route 130, I-76, and I-295, with the Walt Whitman Bridge putting South Philadelphia, the stadiums, and Center City within an easy commute, plus quick access to the Jersey Shore. Move in ready and waiting. Schedule your showing today!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Cold Springs SchoolGrades PK-30.9 mi
5/10
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1400059 0100011
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 841 sqft
  • Lot size dimensions: 12.00 x 70.00

Parking

  • Parking features: On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$134$1,608
Property Taxes $463$5,556
Electricity $193$2,318
Total$1,927$23,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,068/yr
40% on housing$57,810/yr
45% on housing$51,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 08030$120
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08030$204
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$225,000
2026-03-15Listing removed$2,100
2026-03-01Listed for rent$2,100
2025-09-19Sold$115,000
2025-06-30Listed for sale$134,900
2025-06-03Pending sale$134,900
2025-05-03Price change$134,900
2025-03-05Price change$149,900
2025-02-03Price change$164,900
2025-01-14Listed for sale$169,900
2024-04-17Listing removed--
2024-03-01Price change$149,900
2024-02-16Listed for sale$155,900
2020-05-20Listing removed$1,250
2020-03-11Listed for rent$1,250
2019-08-23Sold$25,000
2019-02-19Listing removed$24,500
2018-05-22Sold$18,000
2018-03-05Pending sale$24,500
2018-02-07Listed for sale$24,500

For Sale by Agent

AgentAJ Pund
BrokerageKeller Williams Realty - Moorestown

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