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637 Powell St, Gloucester City, NJ, 08030

2beds
1baths
1,056sqft
$235,000
$223price/sqft
$2,004/moest. monthly cost
$80,160/yrincome needed

About This Home

Opportunity Meets Location at 637 Powell Street! Whether you're searching for your next home or a property with exceptional investment potential, this beautifully updated residence offers the best of both worlds. Ideally located in the heart of Gloucester City, just minutes from Center City Philadelphia via major highways, this property is also near the approved Meridian Freedom Pier redevelopment, placing it in one of South Jersey's most exciting areas for future growth. Start your mornings or unwind in the evenings on the inviting front porch, the perfect spot to enjoy your favorite beverage and connect with the neighborhood. Inside, this renovated 2-bedroom, 1-bath twin welcomes you with a bright, modern interior featuring fresh neutral paint, stylish new flooring throughout, and a stunning gourmet kitchen complete with Quartz countertops and sleek stainless steel appliances. The thoughtfully updated living spaces provide a move-in-ready experience with contemporary finishes designed for today's lifestyle, and the full-size basement offers abundant additional space for storage, utilities, laundry, or future possibilities. Step outside to a beautifully maintained, fully fenced backyard with a deck that offers the perfect setting for entertaining, relaxing, or letting pets play freely. A shed with electrical adds valuable storage and versatility, while off-street parking for two vehicles provides an added layer of everyday convenience in this desirable location. Adding even more value are the additional subdividable parcels (subject to municipal approvals), creating a rare opportunity for homeowners seeking extra land or investors and developers looking to capitalize on future appreciation and development potential. With low property taxes, modern renovations, convenient access to shopping, dining, major commuter routes, and the exciting future Meridian Freedom Pier project, 637 Powell Street is a unique opportunity to own a move-in-ready home with exceptional long-term upside. Live in it, invest in it, or develop it—the choice is yours! Schedule your private showing today and discover all the possibilities this remarkable property has to offer! (Pictures have been virtually staged/enhanced using AI)

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
Cold Springs SchoolGrades PK-30.6 mi
5/10
6/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Brick/Mortar
  • Roof: Pitched
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Straight Thru
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Area: 128
  • Dimensions: 8 X 16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Features

  • Eat-in Kitchen
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Kitchen - Gas Cooking
  • Level: Main
  • Area: 160
  • Dimensions: 10 X 16

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Primary Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 12 X 16

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 140007400002 02
  • Attached to another structure: Yes
  • Zoning: RESID
  • Special condition: Standard
  • Exclusions: Refrigerator,W / D,Spaceship Light,Tv Mounts,Cameras / Mount,Security System.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Sidewalks,Street Lights,Storage
  • Fencing: Other

Lot

  • Lot size: 1,991 sqft
  • Features: Corner Lot,Flag Lot,Rear Yard,SideYard(s)
  • Lot size dimensions: 20.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Paved,On Street,Driveway,Off Site
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$140$1,680
Property Taxes $483$5,796
Electricity $193$2,318
Total$2,004$24,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,708/yr
40% on housing$60,120/yr
45% on housing$53,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 08030$120
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08030$204
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$235,000
2024-12-18Sold$214,900
2024-11-04Pending sale$219,900
2024-10-10Listed for sale$219,900
2006-11-13Sold$119,900
2005-03-03Sold$62,500

For Sale by Agent

AgentLaura Kress
BrokerageEXP Realty, LLC

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