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431 La Cascata, Clementon, NJ, 08021

2beds
2baths
992sqft
$142,500
$144price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

This Townhouse offers 2 bedrooms and 1.5 bathrooms with approximately 992 square feet of living space on a 0.04 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. There are no inspection or financing contingencies on this cash only purchase.No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Glen Landing Middle SchoolGrades PK,6-81.9 mi
3/10
Highland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Property

Details

  • Parcel number: 1511302000000032
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 1,742 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $720$8,640
Home Insurance *$69$828
Property Taxes $293$3,516
Electricity $193$2,318
Total$1,275$15,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 08021$153
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08021$207
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Sold$101,000
2023-01-05Sold$147,500
2022-12-30Pending sale$140,000
2022-12-29Contingent$140,000
2022-11-27Pending sale$140,000
2022-11-24Listed for sale$140,000
2021-10-29Sold$110,000
2021-09-28Pending sale$110,000
2021-09-22Contingent$110,000
2021-08-22Price change$110,000
2021-08-04Pending sale$113,000
2021-07-30Contingent$113,000
2021-07-20Listed for sale$113,000
2021-05-13Listing removed--
2021-05-01Listed for rent$1,300
2015-07-28Sold$35,000
2015-04-09Listing removed$43,000
2015-03-31Price change$43,000
2015-02-25Price change$47,900
2015-01-27Listed for sale$51,900
2014-10-02Sold$98,238
2012-07-28Listing removed$59,000
2012-05-05Price change$59,000
2012-02-21Price change$64,900
2012-01-12Price change$74,500
2011-10-27Listed for sale$84,500
2007-05-07Sold$110,000
1997-10-15Sold$10,500

Unknown Listed By

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