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20 Little Mill Rd, Clementon, NJ, 08021

5beds
3baths
4,264sqft
$250,000
$59price/sqft
$2,370/moest. monthly cost
$94,800/yrincome needed

About This Home

Tucked away on a serene 1.16-acre lot and accessed by a private drive, this spacious five-bedroom split-level home offers privacy, character, and endless potential. Surrounded by nature and set back from the road, the property provides a peaceful retreat while still offering convenient access to nearby amenities. With generous living spaces and a flexible layout, this home is ideal for multi-generational living or buyers seeking room to grow. A standout feature of the property is the separate in-law suite, complete with an attractive eat-in kitchen, a large bedroom, a comfortable living room with a charming corner fireplace, and a full bathroom. Whether used for extended family, guests, or additional living space, the suite adds exceptional versatility and value. The main residence features five spacious bedrooms, hardwood floors, three fireplaces, and a huge kitchen ready to become the heart of the home. Large windows throughout allow for natural light and scenic views of the surrounding property. A detached two-car garage provides additional storage and workspace options. While the home does require some TLC, it presents an incredible opportunity for the right buyer to restore and personalize a truly unique property. With solid bones, abundant space, and a desirable private setting, this home is full of possibilities. Whether you are looking to create your dream home, accommodate extended family, or invest in a property with tremendous upside, this hidden gem is ready for its next chapter.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
3/10
Highland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,264

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,264
  • Total interior livable area: 4,264 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 151440200035
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 1.16 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$122$1,464
Property Taxes $514$6,168
Electricity $470$5,640
Total$2,370$28,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,257/yr
40% on housing$71,100/yr
45% on housing$63,200/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 08021$153
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08021$207
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$250,000
2026-07-31Price change$250,000
2026-06-10Pending sale$300,000
2026-05-26Listed for sale$300,000
2007-08-21Sold$350,000
2007-05-23Sold$350,000

For Sale by Agent

AgentJerry Mac McIlhenny
BrokerageKeller Williams Realty - Cherry Hill

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