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228 Centre St, Haddonfield, NJ, 08033

5beds
4baths
2,910sqft
$1,295,000
$445price/sqft
$9,851/moest. monthly cost
$394,040/yrincome needed

About This Home

Spacious Duplex in great location. Tenants love that you can walk to Patco and downtown. Has been easy to rent with mostly long term tenants. Duplex also has 3 garages that have been rented through the years. Updates include new bathroom in first floor unit, refinished floors in 2nd floor unit, all knob and tube removed and basement and crawl space have been waterproofed. Rents for last year on both units were $3600. Plenty of off street parking. The downstairs unit has had same tenants for 10 years so that unit needs some updating to be ready to rent again. There are 2 heaters and 2 hot water heaters however 1 water meter. One of owners is NJ licensed Realtor.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
Central Elementary SchoolGrades PK-50.2 mi
7/10

Construction

Condition

  • Year built: 1905

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air,Other,Gas
  • Cooling features: Central,Wall

Interior Area

  • Total interior livable area: 2,910 sqft

Property

Details

  • Parcel number: 1700047000000017

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,392 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$318$3,816
Property Taxes $2,665$31,980
Electricity $320$3,849
Total$9,851$118,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$337,748/yr
40% on housing$295,530/yr
45% on housing$262,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 08033$407
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08033$357
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$1,295,000
2025-09-30Listing removed$1,400,000
2025-07-31Listed for sale$1,400,000
2018-11-21Sold$420,000
2018-08-11Sold$420,000
2018-07-09Pending sale$399,000
2018-06-27Listing removed$1,800
2018-06-26Listed for sale$399,000
2014-07-27Listing removed$1,595
2014-07-19Listed for rent$1,595
2005-02-10Sold$350,000
1994-05-13Sold$133,000

For Sale by Owner

AgentProperty Owner

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