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36 W Cedar Ave, Merchantville, NJ, 08109

5beds
3baths
2,000sqft
$449,999
$225price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

OPEN SUN 1-3! Charming House 2000 SQFT equivalent to 5 Bedrooms 2.5 Bathrooms across 3 levels with large fenced backyard, 2 car garage and rear parking lot. Front and Back Covered Porches and Trex Decking in Rear. Recently Replaced Roof (est 2023-2024). Recently Renovated Unit A features 1 Bedroom, 1.5 Bathrooms. 8-9' ceilings. Kitchen has Solid Wood Cabinetry, NEW* Stainless Steel Fridge with Icemaker, NEW* Gas Oven/Stove, Renovated Bathroom with NEW* Double Sink Quartz Stone-Top Vanity, Large Mirror, Toilet, Satin Nickel Shower Hardware. Half Bath with New Toilet and Sink. NEW* Washer & Dryer, Central Air with Gas Furnace and Air Conditioning. Large Bedroom with 8-9' ceilings, ceiling fan and Large Mounted TV. Solid Hardwood Flooring. New* Paint. Also includes approx 600 SQFT of Partially Finished Basement which includes Utility Room, Washer & Dryer, and Office / Walk In Closet Shelving Space. Could be finished into another bedroom (or 2!) with proper egress! Freshly Renovated Unit B features 3-4 Bedrooms, 1 Bathroom. Refinished Hardwood Floors. New* Paint. Kitchen has Solid Wood Cabinetry, Stainless Steel Fridge, Gas Oven/Stove, Renovated Bathroom with Tiled Marble Look Shower with Niche. NEW* Engineered Marble Stone Vanity, Toilet, and Satin Nickel Shower Hardware. NEW* Washer & Dryer, Mirrored Medicine Cabinet. Heated with Newer ( 2025) Boiler. House Hack! Live in one and rent the other! Beautiful charming neighborhood minutes to Blue Monkey Tavern, Town Hall, and other cultural amenities and attractions. Minutes to Cherry Hill. Listing Agent has Financial Interest. Unit A will be available only intermittently for tours, photos and video will be provided. Property can be provided VACANT, Partially or Fully Occupied as you wish. Make a $ offer for all the furniture. DO NOT approach or enter garage. Thank you! Tour and make your offer today!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10

Construction

Condition

  • Property condition: Good
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Pitched,Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Wood,Luxury Vinyl,Hardwood,Concrete,Carpet,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Radiator,Steam,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Window Unit(s),Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 240005400006
  • Zoning: RES
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: Owner's Possessions,Particularly In Basement

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Deck
  • Exterior features: Sidewalks,Street Lights
  • Fencing: Full,Vinyl,Partial

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 60 x 250

Parking

  • Total spaces: 18
  • Parking features: Garage Faces Front,Storage,Covered,Private,Asphalt,Paved,Driveway,Detached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$200$2,400
Property Taxes $926$11,112
Electricity $220$2,645
Total$3,621$43,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 08109$202
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08109$215
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$449,999
2025-07-10Sold$325,000
2004-09-27Sold$235,000
2002-03-05Sold$155,000
1999-12-09Sold$129,500

For Sale by Agent

AgentNatalie Schanne
BrokerageHomeSmart First Advantage Realty

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