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162 Hickory Ridge Dr, Cleveland, GA, 30528

1beds
1baths
1,156sqft
$399,000
$345price/sqft
$3,172/moest. monthly cost
$126,880/yrincome needed

About This Home

Tucked away in a peaceful, wooded setting, this charming 1BR/1BA cabin offers the perfect blend of rustic character and modern comfort-and it's already an active, income-producing short-term rental! Surrounded by nature, you'll love the serene atmosphere complete with a gentle brook just behind the home and a private, fenced side yard. Inside, the cabin features soaring ceilings and a warm all-wood interior that creates a true mountain retreat feel. The spacious bathroom is a standout with a huge tiled shower and an oversized jetted tub-perfect for relaxing after a day of exploring nearby Helen and Cleveland. Step outside to enjoy the large, covered back deck where it truly feels like you're in the middle of nowhere, plus a hot tub and a cozy fire pit area ideal for entertaining or unwinding under the stars. Additional perks include a car charger in the driveway and the convenience of being sold fully furnished, making this a turnkey investment or personal getaway. Whether you're looking to expand your short-term rental portfolio or secure your own private escape, this cabin checks all the boxes!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
8/10
White County High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer,Other
  • Laundry features: In Kitchen,Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Studio

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: None

Features

  • Cathedral Ceiling(s),High Ceilings 10 ft Main,High Speed Internet,Sauna,Vaulted Ceiling(s)
  • Window features: None
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 816
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Features: Solid Surface Counters, Stone Counters, View to Family Room

Master Bathroom

  • Features: Separate Tub/Shower, Soaking Tub, Vaulted Ceiling(s), Whirlpool Tub

Master Bedroom

  • Features: Studio
  • Level: Studio

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 078 231
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Rooftop
  • Exterior features: Private Yard,No Dock
  • Has spa: Yes
  • Spa features: Bath,Private
  • Fencing: Wood
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Creek
  • Waterbody name: None

Lot

  • Lot size: 1.52 Acres
  • Features: Back Yard,Creek On Lot,Cul-De-Sac,Private,Wooded

Parking

  • Parking features: Driveway,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Tornado
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$211$2,532
Property Taxes $725$8,700
Electricity $219$2,637
Total$3,172$38,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,754/yr
40% on housing$95,160/yr
45% on housing$84,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$153
White County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$424,900
2026-04-17Listed for sale$429,500
2024-11-15Sold$390,000
2024-09-26Listed for sale$414,900
2024-09-13Listing removed$414,900
2024-08-30Listed for sale$414,900

For Sale by Agent

AgentGreg Adams
BrokerageChris McCall Realty, LLC

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