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4787 Oak Ter, Merchantville, NJ, 08109

3beds
1baths
1,392sqft
$325,000
$233price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

**COMING SOON! Motivated Seller – Priced to Sell** Great opportunity for buyers looking to add their own personal touches. This home offers a generously sized living room and dining area, an eat‑in kitchen, and a full basement providing ample storage or future potential. Enjoy a nice-sized, fenced yard perfect for outdoor living, plus a detached **two‑car garage**. Property is **being sold strictly AS IS**. Buyer is responsible for all inspections, repairs, and Certificate of Occupancy requirements. Seller will make no repairs. **Bring your best offer—this property is competitively priced and won’t last.**

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,392

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall Unit(s),Natural Gas

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 270530400011
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,602 sqft
  • Lot size dimensions: 50.00 x 112.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$144$1,728
Property Taxes $562$6,744
Electricity $193$2,318
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 08109$204
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08109$215
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2011-11-04Sold$113,000
2011-09-06Listed for sale$105,000

Coming Soon

AgentNancy Malone
BrokerageColdwell Banker Realty

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