4787 Oak Ter, Merchantville, NJ, 08109
About This Home
**COMING SOON! Motivated Seller – Priced to Sell** Great opportunity for buyers looking to add their own personal touches. This home offers a generously sized living room and dining area, an eat‑in kitchen, and a full basement providing ample storage or future potential. Enjoy a nice-sized, fenced yard perfect for outdoor living, plus a detached **two‑car garage**. Property is **being sold strictly AS IS**. Buyer is responsible for all inspections, repairs, and Certificate of Occupancy requirements. Seller will make no repairs. **Bring your best offer—this property is competitively priced and won’t last.**
Getting Around
Schools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Connecting Stairway
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,392
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Wall Unit(s),Natural Gas
Interior Area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 270530400011
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 5,602 sqft
- Lot size dimensions: 50.00 x 112.00
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $562 | $6,744 |
| Electricity | $193 | $2,318 |
| Total | $2,542 | $30,504 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2011-11-04 | Sold | $113,000 |
| 2011-09-06 | Listed for sale | $105,000 |
