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11 Yale Rd, Atco, NJ, 08004

4beds
2baths
1,928sqft
$399,999
$207price/sqft
$3,235/moest. monthly cost
$129,400/yrincome needed

About This Home

Welcome to this beautifully renovated 4-bedroom, 1.5-bath home offering modern updates, a functional layout, and an attached one-car garage in the heart of Atco. As you enter, a few steps lead you to the main living level featuring a bright and open living and dining area filled with natural light from large windows. The brand-new kitchen showcases quartz countertops, modern cabinetry, stainless steel appliances, gas cooking, and a spacious island perfect for barstool seating. The home is finished with brand-new light fixtures throughout, including recessed lighting. The lower level offers a versatile bonus living space, ideal for a second family room, home office, or entertainment area. This level also includes a half bathroom, laundry area with gas dryer hookup, mechanical closet, and direct access to the attached one-car garage. A rear door leads to a spacious backyard featuring a concrete patio and plenty of open grass space. Upstairs, you’ll find four generously sized bedrooms and a fully updated Jack-and-Jill style bathroom with modern finishes, offering convenient access from both the hallway and one of the bedrooms. Additional features include a brand-new roof, central A/C, gas heat, gas water heater, new LVP flooring throughout, updated bathrooms, driveway parking, and an attached one-car garage. This move-in ready home offers the perfect combination of space, updates, and location. Conveniently located near major roadways, shopping, and dining.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island
  • Flooring: Luxury Vinyl,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,928

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,928 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 350040200017
  • Zoning: OC
  • Special condition: Standard
  • Exclusions: Any Staging Items

Features

  • Levels: Multi/Split,Bi-Level,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$178$2,136
Property Taxes $823$9,876
Electricity $212$2,550
Total$3,235$38,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,914/yr
40% on housing$97,050/yr
45% on housing$86,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 08004$195
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08004$229
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$429,900
1997-07-28Sold$132,500

For Sale by Agent

AgentHarshilkumar Desai
BrokerageHOF Realty

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