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244 Nelson Ave, Atco, NJ, 08004

2beds
1baths
832sqft
$245,000
$294price/sqft
$2,044/moest. monthly cost
$81,760/yrincome needed

About This Home

Welcome to this 2-bedroom, 1-bathroom cottage tucked along a quiet, tree-lined street. Clean, move-in ready, and full of potential — this home is a blank canvas waiting for your personal touch. * The living spaces are bright and open, with solid upgrades already in place so you can focus on making it your own. The kitchen comes equipped with stainless steel appliances, giving you a functional foundation to work with from day one. * Out back, a fully fenced yard offers privacy and room to breathe — whether you're sipping your morning coffee or dreaming up your future garden. The wooded setting keeps things peaceful, while local amenities are just a short drive away. * Easy to show — come take a look and start picturing the possibilities! (Photos are from 2025 prior to rental listing.)

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 360311500019
  • Zoning: PR2
  • Special condition: Standard
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Full

Lot

  • Lot size: 10,019 sqft
  • Features: Rural
  • Lot size dimensions: 100 x 100

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$109$1,308
Property Taxes $504$6,048
Electricity $193$2,318
Total$2,044$24,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,080/yr
40% on housing$61,320/yr
45% on housing$54,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 08004$199
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08004$229
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for rent$2,000
2026-07-28Price change$245,000
2026-07-13Listed for sale$250,000
2025-03-31Listing removed$1,950
2025-03-25Price change$1,950
2025-03-18Price change$2,100
2025-01-26Listed for rent$2,150
2023-10-20Sold$225,000
2023-09-11Pending sale$219,900
2023-09-06Listed for sale$219,900
2023-05-04Listing removed$189,900
2023-04-12Pending sale$189,900
2023-04-06Listed for sale$189,900
2021-12-17Sold$168,000
2021-09-28Pending sale$159,900
2021-06-16Sold$61,500
2019-03-13Listing removed$89,900
2019-03-07Listing removed$1,200
2019-02-17Listed for rent$1,200
2019-02-15Listed for sale$89,900
2011-01-25Sold$51,400
2010-06-02Sold$12,900

For Sale by Agent

AgentAndrea LaFountaine
BrokerageJoe Wiessner Realty LLC

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