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4320 4th Ave, Avalon, NJ, 08202

6beds
8baths
4,992sqft
$8,995,000
$1,802price/sqft
$51,741/moest. monthly cost
$2,069,640/yrincome needed

About This Home

Prominently situated on an extra-deep Avalon Fingers bayfront lot with coveted western exposure, this extraordinary custom residence captures sweeping sunset views while offering a rare combination of scale, thoughtful design, and resort-style waterfront living. Boasting approximately 150 feet of high ground, the property checks virtually every box sought by today's luxury bayfront buyer, including six spacious bedrooms, six full bathrooms, a four-stop elevator, an attached garage, an exceptional rear-yard entertaining area, and two deep-water boat slips just minutes from fast water. The home's impressive scale is immediately apparent upon entering the dramatic three-story foyer. The bayfront first floor was designed with entertaining in mind, anchored by a spacious family room featuring a full-service bar, abundant seating areas, and direct access to the rear yard. Outside, the elevated pool deck creates a true private oasis, complete with a generously sized pool, summer kitchen, multiple lounge areas, and a beautifully landscaped lawn graded down to the water's edge—a remarkably uncommon set of features for Avalon bayfront properties. The first floor also offers three generously proportioned bedroom suites, each with its own private bathroom. Upstairs, the second-floor great room is as impressive as you will find on Seven Mile Island, with dramatic volume, expansive water views, and a seamless connection between the living, dining, and kitchen spaces. The recently renovated chef's kitchen showcases custom cabinetry, premium appliances, exquisite stone and tile selections, and one of the largest center islands you will ever see. The adjoining living room is both inviting and elegant, centered around a gas fireplace and opening onto an expansive bayside deck where spectacular sunsets and wide harbor views provide the backdrop for evening gatherings. Two additional en-suite bedrooms and a powder room complete this level. Occupying the entire third floor, the primary suite serves as a private retreat featuring a spacious waterfront bedroom, an impressive bathroom, a walk-in closet, and a substantial flex space that can remain additional sleeping quarters or easily be transformed into a private office, fitness room, sauna, or media lounge. The Avalon Fingers has long been regarded as one of the island's most desirable waterfront neighborhoods, prized for its deep-water access, oversized lots, and spectacular sunsets. Opportunities to acquire a western-exposed property of this caliber are exceptionally rare, and when they become available, they are among the most sought-after offerings on Seven Mile Island.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

8/10
Avalon Elementary SchoolGrades PK,5-80.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Upside Down
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Refrigerator,Washer,Dryer,Dishwasher,Disposal,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • Partial bathrooms: 2

Features

  • Cathedral Ceiling(s),Elevator,Walk-In Closet(s),Eat-in Kitchen
  • Window features: Curtains,Blinds
  • Flooring: Wood,Carpet,Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 4,992
  • Total interior livable area: 4,992 sqft

Property

Details

  • Parcel number: 01000420600034

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Deck
  • Exterior features: Outdoor Grill,Dock,Bulkhead,Sidewalks,Outdoor Shower,Sprinkler System
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Bay Front
  • Frontage length: 60

Lot

  • Lot size: 0.34 Acres
  • Features: Island
  • Lot size dimensions: 60' x 250'

Parking

  • Total spaces: 2
  • Parking features: Garage,2 Car,Attached,Concrete
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,483$545,796
Home Insurance *$1,034$12,408
Property Taxes $4,674$56,088
Electricity $550$6,603
Total$51,741$620,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,773,977/yr
40% on housing$1,552,230/yr
45% on housing$1,379,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,802This listing

vs Other Active Listings

Avg $/sqft

ZIP 08202$1,419
Cape May County$610

vs Homes Sold Last Month

Median $/sqft

ZIP 08202$1,478
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$8,995,000
2026-07-11Listed for sale$8,995,000
2014-06-18Sold$3,035,000
2012-06-19Listing removed$3,795,000
2011-06-02Listed for sale$3,795,000
2007-07-23Sold$3,400,000
2005-05-02Sold$2,150,000
2000-05-22Sold$815,000
1997-09-19Sold$410,000

For Sale by Agent

AgentJohn (Jack) Binder Jr
BrokerageFERGUSON-DECHERT, INC

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