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18 Ellery Rd, Villas, NJ, 08251

2beds
1baths
612sqft
$349,000
$570price/sqft
$2,670/moest. monthly cost
$106,800/yrincome needed

About This Home

Charming 2 Bedroom, 1 Bath Cottage on Corner Lot with Pool and Outdoor Oasis Welcome to this cozy 2-bedroom, 1-bath cottage situated on a spacious 100x100 corner lot. Perfect for entertaining and outdoor living, the home features a large attached deck that surrounds a 15x30 above-ground pool and includes a fire pit—ideal for hosting get-togethers with friends and family. Enjoy the expansive front and backyard, offering endless potential for landscaping or future renovations. The property also includes a detached garage with a hot tub, ideal for transforming into a mancave or additional entertainment space. Plus, there's an outdoor shower hookup, perfect for rinsing off after long days at the beach. Just minutes from the area's best beaches, shopping, and dining, this home lets you fully embrace the relaxed shore lifestyle. Whether you're soaking in the sun by the pool, enjoying nearby coastal activities, or hosting friends in your private backyard oasis, this property is the perfect place to live the beach life.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Hot Water,Space/Wall/Floor
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 612
  • Total interior livable area: 612 sqft

Property

Details

  • Parcel number: 0500271000000010

Lot

  • Lot size: 10,001 sqft
  • Lot size dimensions: 10,001

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$152$1,824
Property Taxes $561$6,732
Electricity $193$2,318
Total$2,670$32,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,542/yr
40% on housing$80,100/yr
45% on housing$71,200/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 08251$258
Cape May County$618

vs Homes Sold Last Month

Median $/sqft

ZIP 08251$395
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$369,900
2025-12-30Price change$379,000
2025-10-10Listed for sale$399,000
2003-07-02Sold$125,900

For Sale by Agent

AgentMichael Beers
BrokerageCOMPASS RE - Avalon Dune

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