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3138 Route 9 S, Rio Grande, NJ, 08242

4beds
2baths
1,992sqft
$549,000
$276price/sqft
$4,183/moest. monthly cost
$167,320/yrincome needed

About This Home

Classic colonial waiting for your finishing touch! Situated on a nice sized lot 195 X 202 with a detached garage/workshop and a small shed. Owners never lived in the property. New septic installed 2024, new vinyl flooring in most of the rooms on the 1st floor. The majority of the windows are brand new. The kitchen has been gutted and ready for your dream kitchen. The house is a blank slate ready for your finishing touches. Close to shopping, Wildwood beaches and boardwalk, movie theater, bowling and restaurants. Go and show make your appointment on showing time! Seller has never lived in the property and is being Sold "As Is'.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
Middle Twp Elementary 2Grades 3-54.2 mi
5/10
Middle Twp High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Flooring: Wood,Laminate,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 06014360100008
  • Zoning: TC

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: 195

Lot

  • Lot size: 0.90 Acres
  • Features: Cleared,Mainland
  • Lot size dimensions: 195 x 202

Parking

  • Total spaces: 1.5
  • Parking features: Garage,1.5 Car,Detached,Stone Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Cold Wave
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$245$2,940
Property Taxes $943$11,316
Electricity $219$2,635
Total$4,183$50,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,417/yr
40% on housing$125,490/yr
45% on housing$111,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 08242$173
Cape May County$618

vs Homes Sold Last Month

Median $/sqft

ZIP 08242$297
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$549,000
2024-02-29Sold$350,000
2023-11-30Contingent$425,000
2023-11-21Price change$425,000
2023-11-16Price change$450,000
2023-09-28Price change$460,000
2023-09-07Listed for sale$475,000
2023-05-15Listing removed--
2023-02-14Listed for sale$450,000
2023-01-09Listing removed--
2022-07-08Listed for sale$500,000

For Sale by Agent

AgentBarbara McPherson
BrokerageCOASTLINE REALTY, LLC

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