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266 Brower Rd, Cameron, NC, 28326

2beds
1baths
787sqft
$174,900
$222price/sqft
$1,283/moest. monthly cost
$51,320/yrincome needed

About This Home

Welcome to your dream starter home! Nestled on a generous lot of close to half an acre, this beautifully renovated 2-bedroom, 1-bath residence offers the perfect blend of modern comfort and serene outdoor living. Key Features: Fully Renovated: This home has been meticulously updated with all new systems, including a brand-new roof, water heater, septic, plumbing, electrical, and HVAC. Enjoy peace of mind knowing everything is fully permitted and approved by the county. All permits and CO on file. Modern Interiors: Step inside to discover a fresh, inviting atmosphere with new painting, new flooring, sheetrock, and appliances. The open layout maximizes space and natural light, creating a warm and welcoming environment. Outdoor Oasis: With close to half an acre of land, you have ample space for gardening, outdoor activities, or simply enjoying the tranquility of nature. The new decks provide the perfect spot for morning coffee or evening gatherings. Convenient Location: Located in a peaceful neighborhood, yet close to local amenities, this home offers the best of both worlds—privacy and accessibility. This property is not just a house; it's a place to create lasting memories. Whether you're a first-time buyer or looking to downsize, this charming home is ready for you to move in and make it your own. Don’t miss out on this incredible opportunity! Schedule a viewing today and experience the beauty and comfort this home has to offer. Hablo español. *The installed septic system was designed and approved for up to 3 bedrooms (please refer to the note on the septic permit). If the buyer wants to eventually add an extra bedroom the septic tank and the permit are good for the addition*. INSPECTION REPORT AVAILABLE UPON REQUEST. Sellers are doing some repairs from the inspection report. We will update the listing once repairs are done.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Johnsonville ElementaryGrades PK-53.1 mi
6/10
Highland MiddleGrades 6-84.6 mi
3/10
Overhills High SchoolGrades 9-127.0 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2000

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Bathtub,Eat-in Kitchen,Open Concept
  • Flooring: Luxury Vinyl Plank

Interior Area

  • Total interior livable area: 787 sqft

Property

Details

  • Parcel number: 9574272890.000
  • Zoning description: RA-20 - Residential Agricultural
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck
  • Living area range: 1-800

Lot

  • Lot size: 0.47 Acres
  • Features: 1/4 to 1/2 Acre Lot,Partially Cleared

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$100$1,200
Property Taxes $99$1,188
Electricity $200$2,405
Total$1,283$15,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,988/yr
40% on housing$38,490/yr
45% on housing$34,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28326$251
Harnett County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28326$158
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-05Price change$174,900
2026-01-01Listed for sale$179,900
2025-12-13Pending sale$179,900
2025-09-29Listed for sale$179,900
2024-09-23Sold$130,000
2024-08-31Pending sale$69,900
2024-08-22Listed for sale$69,900
2024-07-31Listing removed--
2024-07-22Price change$62,500
2024-07-12Listed for sale$69,000

For Sale by Agent

AgentMAY CASTILLO
BrokerageEXP REALTY LLC

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