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3520 Ridgeland Ave, Berwyn, IL, 60402

2beds
2baths
1,280sqft
$275,000
$215price/sqft
$2,049/moest. monthly cost
$81,960/yrincome needed

About This Home

Exceptional Value South of Ogden Avenue! This beautifully maintained brick Georgian offers a wonderful combination of charm, comfort, and potential. Featuring 2 spacious bedrooms, 1 full bath, and 1 half bath, this home provides generous living space throughout. The inviting sunroom is perfect for relaxing year-round, while the maintenance-free brick paver backyard creates an ideal setting for outdoor entertaining and everyday enjoyment. The unfinished basement presents an excellent opportunity to customize additional living space to suit your needs. Conveniently located and well cared for, this home is a fantastic opportunity for homeowners and investors alike. Property is being conveyed in As-Is condition.

Getting Around

77
WalkingVery Walkable
41
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

6/10
5/10
Freedom Middle SchoolGrades 6-80.6 mi

Construction

Condition

  • Year built: 1941

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Enclosed Porch

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 320
  • Dimensions: 16X20

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Laundry

  • Level: Basement
  • Area: 66
  • Dimensions: 6X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 216
  • Dimensions: 12X18

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 216
  • Dimensions: 12X18

Other

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 77
  • Dimensions: 7X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16314090430000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,660 sqft

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$133$1,596
Property Taxes $396$4,752
Electricity $130$1,569
Total$2,049$24,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,251/yr
40% on housing$61,470/yr
45% on housing$54,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 60402$198
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60402$226
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listing removed$289,900
2026-05-09Listed for sale$289,900
2026-04-25Pending sale$289,900
2026-04-17Price change$289,900
2026-03-17Listed for sale$299,900
2005-10-05Sold$225,000
2002-05-22Sold$183,000

For Sale by Agent

AgentHill Torres, ABR,C-RET,CNC,CSC,e-PRO,MRP,SRS
BrokerageUrbanitas Inc.

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