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412 Simpson Ave, Ocean City, NJ, 08226

5beds
4baths
1,941sqft
$1,749,000
$901price/sqft
$11,059/moest. monthly cost
$442,360/yrincome needed

About This Home

Welcome to this beautifully crafted custom single-family home, offering the perfect blend of luxury, comfort, and coastal living in Ocean City's sought-after North End. This spacious home features 5 bedrooms, 3.5 bathrooms, an inviting open-concept layout, a generous dining area, and a bright living room that flows seamlessly into the oversized island kitchen—ideal for entertaining family and friends. Thoughtfully designed with quality finishes throughout, the interior showcases hardwood and tile flooring, custom tile work in the kitchen and bathrooms, granite countertops, and stainless-steel appliances. The exterior is equally impressive, featuring professional landscaping, a fenced backyard, and a low-maintenance exterior. Enjoy the expansive rooftop deck with beautiful bay and inlet views—the perfect place to relax, entertain, or catch stunning sunsets. A standout feature of this home is the abundance of enclosed storage space beneath the home and front porch, providing plenty of room for beach gear, bikes, paddle boards, outdoor furniture, and all your shore essentials. The home is being sold partially furnished, with the sellers providing a list of included furnishings and excluded items. Whether you're looking for a year-round residence, a vacation getaway, or an investment opportunity, this exceptional North End home delivers the space, quality, and coastal lifestyle you've been searching for.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

7/10
Ocean City Primary SchoolGrades PK-30.1 mi
6/10
8/10
Ocean City High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A Frame,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Refrigerator,Washer,Dryer,Dishwasher,Disposal,Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,941
  • Total interior livable area: 1,941 sqft

Property

Details

  • Parcel number: 0800411000000023

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Sidewalks,Outdoor Shower,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 4,600 sqft
  • Features: See Remarks
  • Lot size dimensions: 4600

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$357$4,284
Property Taxes $1,646$19,752
Electricity $213$2,567
Total$11,059$132,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$379,165/yr
40% on housing$331,770/yr
45% on housing$294,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$901This listing

vs Other Active Listings

Avg $/sqft

ZIP 08226$1,058
Cape May County$615

vs Homes Sold Last Month

Median $/sqft

ZIP 08226$905
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,699,000
2026-07-17Listed for sale$1,749,000
2025-06-10Sold$1,550,000
2025-04-28Pending sale$1,550,000
2025-04-22Listed for sale$1,550,000
2023-09-07Listing removed--
2023-08-31Listed for sale$1,399,000
2019-01-23Sold$610,000
2019-01-05Pending sale$649,000
2018-12-14Listed for sale$649,000
2018-10-11Sold$590,000
2018-06-08Sold$590,000
2018-04-06Price change$619,900
2018-03-26Price change$629,900
2018-03-24Price change$639,500
2017-11-01Price change$639,900
2017-10-11Price change$675,000
2017-10-05Price change$649,900
2017-09-27Price change$675,000
2017-08-21Price change$699,900
2017-07-30Price change$719,500
2017-01-27Price change$719,900
2017-01-25Price change$699,900
2017-01-24Price change$719,900
2017-01-22Listed for sale$699,900
2016-12-28Sold$255,000
2016-10-07Sold$255,000
2016-07-08Listing removed$255,000
2016-06-15Listed for sale$255,000
2002-12-20Sold$245,000

For Sale by Agent

AgentTimothy Rocco
BrokerageROC HOUS REAL ESTATE LLC - NJ

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