




243 87th St, Stone Harbor, NJ, 08247
About This Home
PLEASE JOIN US FOR PUBLIC OPEN HOUSES SATURDAY, MAY 16TH & SUNDAY, MAY 17TH | 10 AM - 2 PM! Welcome to 243 87th Street — a beautifully designed five-bedroom, five full and two half-bath upside-down style home located just two blocks from the beach and moments from the bay. Built by Ed McFalls Custom Homes, this residence reflects high-end craftsmanship, thoughtful design, and effortless coastal sophistication. The sun-filled second-floor living level features an open-concept great room ideal for entertaining. Engineered luxury vinyl flooring provides the warmth and appearance of hardwood with the durability perfectly suited for shore living. Expansive windows flood the space with natural light, creating a bright and inviting setting for gathering with family and guests. The gourmet kitchen is as functional as it is striking, offering quartz countertops, a timeless subway tile backsplash, premium stainless steel appliances, and dual dishwashers designed to accommodate large groups with ease. Each of the five spacious bedrooms includes a private en-suite bath with custom tile finishes, offering both comfort and privacy. Plantation shutters in the bedrooms add a refined coastal touch while enhancing light control and privacy. Additional living spaces include a recreation/family room, a dedicated laundry room, and generous storage throughout the home. Multi-zoned HVAC provides efficient year-round comfort. Outdoor living is equally impressive. Positioned on the sunny south side of the street, the backyard enjoys full afternoon sun and features an oversized in-ground pool, cabana, outdoor grill station, and multiple decks designed for lounging and entertaining. A covered front porch offers a peaceful place to unwind. Atop the home, the third-floor rooftop deck — known as “The Pilot House” — delivers sweeping panoramic views of the bay and town. Complete with a wet bar and beverage refrigerator, it provides yet another expansive gathering space perfect for sunrise coffee, sunset cocktails, or evening relaxation under the stars. A three-car concrete driveway, low-maintenance fiber-board plank siding, and strong, proven rental performance further enhance the home’s appeal. Competitively positioned among comparable five-bedroom new construction offerings in Stone Harbor, this property represents a compelling opportunity in one of the Jersey Shore’s most desirable locations. Whether you’re seeking a private coastal retreat, full-time residence, or high-performing investment property, 243 87th Street offers luxury, location, and lasting value.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Architectural style: Upside Down
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Self Cleaning Oven,Microwave,Refrigerator,Washer,Dryer,Dishwasher,Disposal,Gas Cooktop,Wine Cooler,Gas Water Heater,Instant Hot Water
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Crawl Space,Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 5
- Partial bathrooms: 2
Features
- Cathedral Ceiling(s)
- Window features: Window Treatments
- Flooring: Wood,Carpet,Tile
- Fireplace features: Fireplace Equipment,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Zoned
- Cooling features: Central Air,Ceiling Fan(s),Zoned
Interior Area
- Total structure area: 2,716
- Total interior livable area: 2,716 sqft
Property
Details
- Parcel number: 10000870300096
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Patio,Deck,Porch
- Exterior features: Outdoor Grill,Sidewalks,Outdoor Shower,Sprinkler System
- Fencing: Fenced
Lot
- Lot size: 5,500 sqft
- Features: Interior Lot,Island
- Lot size dimensions: 50' x 110'
Parking
- Total spaces: 3
- Parking features: 3 Car,Concrete
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Inland Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $23,760 | $285,120 |
| Home Insurance * | $654 | $7,848 |
| Property Taxes | $2,921 | $35,052 |
| Electricity | $299 | $3,592 |
| Total | $27,634 | $331,608 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Listed for sale | $4,699,000 |
| 2025-12-29 | Listing removed | $4,599,000 |
| 2025-10-03 | Price change | $4,599,000 |
| 2025-05-28 | Listed for sale | $4,699,000 |
| 2025-05-16 | Listing removed | $4,749,000 |
| 2024-12-19 | Listed for sale | $4,749,000 |
| 2021-10-29 | Sold | $2,100,000 |
| 1987-10-24 | Sold | $191,000 |
