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699 N Pearl St, Bridgeton, NJ, 08302

4beds
3baths
1,522sqft
$379,900
$250price/sqft
$2,981/moest. monthly cost
$119,240/yrincome needed

About This Home

Charming Bungalow with Flexible Living Space & Exceptional Garage Potential! Welcome to this unique and versatile property in the heart of Bridgeton! This adorable bungalow offers 2 bedrooms and 1 full bathroom on the main level, featuring a warm and inviting layout perfect for everyday living. Upstairs, you’ll find a separate living space with 1 bedroom and 1 full bathroom—ideal for extended family, guests, or private work-from-home flexibility. The true standout feature is the oversized detached garage, offering incredible space for car enthusiasts, hobbyists, or those in need of substantial storage. With room to accommodate 10+ vehicles on-site, this property presents a rare opportunity for buyers seeking space, functionality, and versatility. Whether you’re looking for multi-generational living, a home with room to grow, or a property that supports your lifestyle needs, this one checks all the boxes. Conveniently located near local amenities, shopping, and major roadways. A truly one-of-a-kind property with endless potential—schedule your private tour today!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

1/10
Bridgeton High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Lower

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Den

  • Level: Main

Dining Room

  • Level: Main

Dining Room

  • Level: Upper

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,522

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,522
  • Total interior livable area: 1,522 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 010000300017
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.43 Acres
  • Features: Open Lot,Rear Yard
  • Lot size dimensions: 50.00 x 378.00

Parking

  • Total spaces: 10
  • Parking features: Storage,Garage Faces Front,Oversized,Covered,Detached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$229$2,748
Property Taxes $639$7,668
Electricity $193$2,318
Total$2,981$35,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,205/yr
40% on housing$89,430/yr
45% on housing$79,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 08302$159
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08302$212
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$399,999

For Sale by Agent

AgentMichelle Bishop
BrokerageReal Broker, LLC

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