See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

109 Rutgers Ave, Bridgeton, NJ, 08302

4beds
4baths
2,465sqft
$384,900
$156price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

Nestled in the charming Brigeton neighborhood, this exquisite Cape Cod home exudes warmth and sophistication. Spanning 2,465 sq ft, the residence features four spacious bedrooms, 2 Full bathrooms, and 2 Half baths, sun room, detached garage and much more! The perfect size for spacious living, fun and entertainment. Step outside to discover your personal oasis-a beautifully landscaped yard with an in-ground pool, and out-door bar perfect for summer gatherings. The expansive patio invites al fresco dining and serene moments under the sun. An additional outbuilding offers versatile space for hobbies or storage. With modern conveniences like a surveillance system for peace of mind and ample parking on an asphalt driveway, this home seamlessly blends luxury with comfort. Experience the exclusive lifestyle this property offers, where every detail has been thoughtfully curated for your enjoyment. Embrace the perfect balance of elegance and homeliness in this stunning residence.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

1/10
Bridgeton High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Dining Area
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,465

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,465
  • Total interior livable area: 2,465 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010019900010
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Water Slide,Oil Tank In Basement,Washer & Dryer,Refridgerator

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Patio
  • Fencing: Vinyl

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 92.50 x 150

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$232$2,784
Property Taxes $647$7,764
Electricity $271$3,260
Total$3,096$37,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 08302$160
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08302$212
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$384,900
2026-07-11Listed for sale$384,900
2021-02-25Sold$200,000
2020-11-18Pending sale$209,900
2020-11-10Listed for sale$209,900
2020-03-07Listing removed$214,900
2019-11-09Price change$214,900
2019-10-15Price change$219,900
2019-09-07Listed for sale$224,900
2007-08-17Sold$215,000
1997-06-11Sold$248,500

For Sale by Agent

AgentOsbaldo Matias
BrokerageKeller Williams Prime Realty

Similar Homes