




81 W Commerce St, Bridgeton, NJ, 08302
About This Home
Offered for the first time in decades, this extraordinary residence at 81 West Commerce Street in Bridgeton presents a rare opportunity to own a significant piece of architectural history. Held by only two families since the 1850s, the property thoughtfully balances preserved historic craftsmanship with meaningful modern enhancements throughout. Situated within Bridgeton’s Historic District and recognized on the Cumberland County Register of Historic Structures and Sites, the home was designed by renowned architect Thomas U. Walter, celebrated for his work on the dome of the United States Capitol and Girard College. Set on approximately 0.85 acres, the five-bedroom, two-full-bath residence spans approximately 3,900 square feet across multiple levels, offering expansive living spaces filled with timeless architectural character. Rich in original craftsmanship, the home showcases soaring 11-foot ceilings, intricate original moldings, railings, flooring, cabinetry, chandeliers, marble fireplaces, a secondary staircase, and preserved call systems once used for the home’s butler and staff quarters—reflecting a remarkable level of historic integrity rarely found today. An updated kitchen appointed with custom cabinetry, a walk-in pantry, and new appliances provides modern everyday convenience. Just off the kitchen, a peaceful side patio offers the perfect setting for a garden or outdoor dining. The residence also features numerous additional improvements, including updated sewer lines, a newer gas hot water heater, two-zone central air conditioning, a newly sealed roof, central vacuum system, whole-house fan, underground dog fence, and two laundry areas—one located off the kitchen and another in the basement. Additional highlights include a fifth bedroom on the third floor along with ample storage space throughout the home. The beautifully landscaped backyard features multiple patio seating areas, creating inviting spaces for entertaining and everyday enjoyment while enhancing the property’s peaceful setting. Ideally positioned near downtown Bridgeton, the property offers convenient access to local shops, dining, and community amenities and a short commute to both Philadelphia and Wilmington, Delaware. A truly exceptional offering for the discerning buyer seeking architectural significance, eternal elegance, and the opportunity to steward an important historic home into its next chapter.
Getting Around
Schools
Construction
Condition
- Year built: 1850
Materials
- Foundation: Stone
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 3,617
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Central Air,Zoned,Electric
Interior Area
- Total structure area: 3,617
- Total interior livable area: 3,617 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 010027500011
- Zoning: RESIDENTIAL
- Special condition: Standard
- Exclusions: Tesla Charger
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 0.85 Acres
- Lot size dimensions: 120.00 x 309.00
Parking
- Total spaces: 9
- Parking features: Storage,Covered,Garage Faces Rear,Inside Entrance,Oversized,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $833 | $9,996 |
| Electricity | $398 | $4,784 |
| Total | $4,031 | $48,372 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $480,000 |
| 2026-06-08 | Listed for sale | $495,000 |
| 1997-03-04 | Sold | $100,000 |
