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315 Beech Rd, Millville, NJ, 08332

2beds
1baths
896sqft
$229,500
$256price/sqft
$1,887/moest. monthly cost
$75,480/yrincome needed

About This Home

Welcome home to this charming ranch-style home nestled in the peaceful surroundings of Commercial Township. Built in 2006, this well-maintained home offering 896 square feet of comfortable living space with a functional and inviting layout. Step inside to find a spacious eat-in kitchen with plenty of room for everyday dining and gathering, along with a large living room that provides a warm and welcoming atmosphere. Both bedrooms offer comfortable space and natural light, making this home ideal for first-time buyers, downsizers, or anyone looking for low-maintenance living. Enjoy the privacy and tranquility of the backyard, which backs up to a wooded area — perfect for relaxing, entertaining, or simply enjoying nature right from your own property. Conveniently located while still offering a quiet setting, this home is ready for its next owner to move right in and make it their own.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020013506996
  • Zoning: VR2
  • Special condition: Probate Listing
  • Exclusions: Shed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,002 sqft
  • Lot size dimensions: 80.00 x 100.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Winter Weather
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,160$13,920
Home Insurance *$148$1,776
Property Taxes $386$4,632
Electricity $193$2,318
Total$1,887$22,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,697/yr
40% on housing$56,610/yr
45% on housing$50,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 08332$131
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08332$198
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$215,900
2026-06-23Price change$229,500
2026-05-26Listed for sale$234,700
2014-05-13Sold$65,000
2014-03-06Listed for sale$69,900
2006-06-22Sold$9,000

For Sale by Agent

AgentMichelle Urgo
BrokerageColdwell Banker Excel Realty

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