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320 Baptist Rd, Newport, NJ, 08345

5beds
3baths
1,994sqft
$325,000
$163price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

SELLER WILL TAKE BACK MORTGAGE AT 6.00 % WITH 20 PERCENT DOWN

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Bedroom2

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Dining Room

  • Level: Unspecified

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,994

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 1,994
  • Total interior livable area: 1,994 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Primary Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040001800020
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$199$2,388
Property Taxes $547$6,564
Electricity $219$2,637
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 08345$147
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08345$189
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$325,000
2017-03-31Listing removed$1,500
2017-01-20Listed for rent$1,500
2016-03-31Listing removed$135,000
2015-09-28Price change$135,000
2015-08-22Price change$139,600
2015-08-15Price change$139,700
2015-08-04Price change$139,800
2015-07-27Price change$139,900
2015-07-09Price change$139,950
2015-07-04Price change$139,995
2015-06-16Price change$149,950
2015-06-06Price change$149,975
2015-05-19Listed for sale$150,000
2015-03-30Listing removed$134,900
2015-02-14Listed for sale$134,900
2015-01-05Listing removed$134,900
2014-11-05Listed for sale$134,900
2014-01-01Listing removed$129,900
2013-11-01Price change$129,900
2013-04-04Listed for sale$149,900
2012-09-20Listing removed$169,900
2012-02-18Price change$169,900
2011-09-30Listed for sale$179,900
2004-06-11Sold$83,500

For Sale by Agent

AgentRobert McBride
BrokerageMercury Real Estate Group

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