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184 Cove Rd, Newport, NJ, 08345

2beds
2baths
0sqft
$425,000
--price/sqft
$3,317/moest. monthly cost
$132,680/yrincome needed

About This Home

Welcome to Paradise on the New Jersey Bay shore. Located in desirable Gandy's Beach community, this one owner A frame designed home boasts a water view second to none. Full of rest, relaxation and million dollar views from the new Trek decking and public sewer too. Shared well is another bonus this stunning property offers. The interior is open offering a wooden rustic nautical feel on both stories. This is definitely a one of a kind property that is sure to impress you from the moment you pull up. Open House, Sunday May 3 1:00 pm to 4:00 pm. Stop out and see for yourself

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1987

Materials

  • Foundation: Pilings
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Cooktop,Washer,Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Stall Shower,Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Curved Staircase,Exposed Beams,Open Floorplan,Primary Bedroom - Bay Front,Spiral Staircase,Wood Ceilings,Wood Walls
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040005700008
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Exterior features: Private Beach
  • Has view: Yes
  • View description: Bay,Ocean,Scenic Vista,Water
  • Has water view: Yes
  • Water view: Bay,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Public Access,Swimming Allowed,Bay
  • Waterbody name: Delaware Bay
  • Frontage length: Road Frontage: 200,Water Frontage Ft: 200

Lot

  • Lot size: 0.37 Acres
  • Features: Adjoins - Open Space,Bulkheaded,Cleared,Fishing Available,Flood Plain,Premium,Tidal Wetland
  • Lot size dimensions: 200.00 x 80.00

Parking

  • Total spaces: 4
  • Parking features: Crushed Stone,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$260$3,120
Property Taxes $715$8,580
Electricity $193$2,318
Total$3,317$39,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,725/yr
40% on housing$99,510/yr
45% on housing$88,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08345$134
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08345$189
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$499,900

For Sale by Agent

AgentMary Dean
BrokerageBarragan Realty LLC

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