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424 Route 540, Bridgeton, NJ, 08302

4beds
2baths
1,836sqft
$349,000
$190price/sqft
$2,763/moest. monthly cost
$110,520/yrincome needed

About This Home

Country living with modern updates! Welcome to 424 Route 540 in desirable Hopewell Township, where the charm of an 1830's farmhouse meets today's comforts. This beautifully updated 4-bedroom, 1.5-bath home offers 1,836 square feet of inviting living space, featuring a newly renovated farmhouse-style galley kitchen, with butcher block countertops, open shelving, pantry closet and classic porcelain sink with built-in drain board, recessed lighting, newer refrigerator and dishwasher, plus a spacious dining room filled with natural sunlight. The flexible floor plan includes a first-floor bedroom (current owner is using the space for a music room), laundry alcove and large living room, complete with pellet stove for all those cold winter nights. Beautiful custom built-ins in both dining and living rooms. The second floor boasts an expansive primary suite with a cozy window seat and dual closets, two additional bedrooms and a totally renovated full hallway bathroom. A combination of original hardwood and luxury vinyl plank flooring throughout. Recent upgrades include a new septic system, new siding, partial new roof, updated bathrooms, luxury vinyl plank flooring, mini-split system, water softener, water filtration system, hot water heater and more. Situated on 2 fully fenced private acres, the property is perfect for gardening, hobby farming, livestock, or simply enjoying peaceful country living. Surrounded by a variety of Japanese maple trees, evergreens, fruit and nut trees, and picturesque farmland views, this property offers a sense of privacy with endless possibilities, while remaining nearby to shopping, family-friendly recreation [zoo, parks, lakes, hiking, fishing, kayaking and scenic drives], neighboring historic towns, and major roadways. Property is being sold strictly AS-IS. Any and all lender and/or Township required repairs and Certifications will be the responsibility of the buyer. See showing instructions in Agent's comments section.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1837

Materials

  • Foundation: Other
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,836

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ductless,Window Unit(s)

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Laundry

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 070000800003
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Freezer In Basement,All farm Animals [sheep,Pigs,Etc.,Unless Otherwise Requested),All Fence Gates,Reverse Osmosis Water System,Greenhouse And Magnolia Tree.

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Coastal Flooding
Drought
Hail
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$210$2,520
Property Taxes $587$7,044
Electricity $202$2,428
Total$2,763$33,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,731/yr
40% on housing$82,890/yr
45% on housing$73,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 08302$159
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08302$212
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$349,000
2026-08-07Contingent$349,000
2026-08-02Listed for sale$349,000
2021-08-06Sold$115,000
2021-06-02Pending sale$125,900
2021-03-10Listed for sale$125,900
2020-10-10Listing removed$125,900
2020-06-23Price change$125,900
2019-11-20Price change$134,900
2019-09-09Price change$144,900
2019-06-14Price change$149,900
2019-03-27Listed for sale$159,000
2005-03-11Sold$113,400
1994-09-26Sold$95,000

For Sale by Agent

AgentDawnMarie Genco
BrokerageKeller Williams Hometown

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