See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 Hands Mill Rd, Delmont, NJ, 08314

3beds
2baths
1,150sqft
$379,900
$330price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

This affordable NEW home in Maurice River Township on the edge of Dennis Township is nestled on a serene country road offering modern design with rustic charm. From the covered front porch step inside to discover an open concept layout that enhances natural warmth & light. The kitchen showcases stainless appliances, sleek granite countertops, ceramic tile backsplash & a pantry closet. Relax in your primary suite highlighted by plush carpeting & your private bathroom. 2 additional carpeted bedrooms share a bathroom. The laundry area is conveniently located near the side door. The elevated crawlspace accessible from inside stairs provides easy access to the HVAC, water treatment, sump pump & maximizes useable storage. Built with 2X6 construction, this home offers durability, energy efficiency, & low maintenance that you can count on for years to come. Experience the tranquility of country living while being just a 20-minute drive to Cumberland shopping & dining & to shore points and Trout National Golf Course. NEW APPLIANCE PACKAGE including stove, refrigerator, dishwasher & microwave to be installed. Be the first ones to live in this home! 10 Year Home Owners Warranty

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Electric Cooktop,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Baseboard,Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 090029100000010202

Features

  • Patio & porch: Porch
  • Frontage length: 134

Lot

  • Lot size: 0.50 Acres
  • Features: Cleared,Interior Lot,Mainland
  • Lot size dimensions: .5 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$301$3,612
Property Taxes $639$7,668
Electricity $193$2,318
Total$3,053$36,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 08314—
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08314$256
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$399,900
2026-01-29Price change$434,900
2025-11-25Listed for sale$459,000
2014-03-24Sold$7,500
2014-01-24Price change$10,000
2013-09-25Price change$20,000
2013-08-07Listed for sale$29,250

New Construction

AgentMargaret 'Peg' O'Donnell
BrokerageLONG & FOSTER REAL ESTATE, INC av

Similar Homes