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406 Ireland Ave, Millville, NJ, 08332

2beds
2baths
960sqft
$220,000
$229price/sqft
$1,817/moest. monthly cost
$72,680/yrincome needed

About This Home

Welcome home to this inviting 2-bedroom, 2-bath residence offering more space than meets the eye. The partially finished basement expands the living area and includes a versatile bonus room that can serve as a home office, fitness room, hobby space, or playroom. Outside, you'll appreciate the fenced backyard, providing plenty of room for pets, gardening, entertaining, or simply enjoying the outdoors. The home is equipped with solar panels, helping to enhance energy efficiency and potentially reduce utility costs. With its functional layout, flexible living spaces, and outdoor amenities, this property presents a wonderful opportunity for a variety of buyers. Schedule your private tour today and see all this home has to offer.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
Silver Run SchoolGrades K-50.4 mi
3/10
Lakeside Middle SchoolGrades 6-81.9 mi
3/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Oven/Range - Electric,Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Interior Entry,Partially Finished,Space For Rooms

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Hardwood,Ceramic Tile
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Hot Water,Oil
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100011800007
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Other

Lot

  • Lot size: 10,275 sqft
  • Lot size dimensions: 75.00 x 137.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$142$1,704
Property Taxes $370$4,440
Electricity $193$2,318
Total$1,817$21,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,297/yr
40% on housing$54,510/yr
45% on housing$48,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 08332$131
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08332$198
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$220,000
2026-06-22Listed for sale$230,000
2022-11-30Sold$162,000
2022-10-12Pending sale$165,000
2022-09-28Listed for sale$165,000
2013-04-29Sold$110,000
2013-01-06Pending sale$112,000
2012-05-23Listed for sale$112,000
2001-05-03Sold$80,000
1995-10-03Sold$69,000

For Sale by Agent

AgentLarry DePalma
BrokerageDePalma Realty

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