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620 Dock St, Millville, NJ, 08332

4beds
2baths
1,564sqft
$170,000
$109price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

Discover the potential at 620 Dock Street in Millville—a versatile property suitable for both homeowners and investors. This 4-bedroom, 2-bath home offers approximately 1,564 sq ft and is located in an established neighborhood with convenient access to local shops, dining, and major roadways. SOLD- AS IS Currently tenant is occupied at $1,350 per month, the property provides immediate income, with potential for future rental increase. Tenant pays gas and electric. Property is being sold strictly as-is and may benefit from updates and improvements, offering an opportunity to add value over time. Access may be limited due to tenant occupancy. Seller prefers a quick closing. With continued growth in the Millville area, this property presents a flexible opportunity for personal use or investment. SOLD AS IS.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
Lakeside Middle SchoolGrades 6-81.1 mi
--
Memorial High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,564

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100030400002
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$109$1,308
Property Taxes $286$3,432
Electricity $193$2,318
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 08332$131
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08332$198
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$170,000
2026-03-23Listed for sale$199,000
2000-01-04Sold$63,900
1995-03-08Sold$3,000

For Sale by Agent

AgentAnita Fredricks
BrokerageDavid M. Sweeney Realty, LLC

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