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891 N Mill Rd, Vineland, NJ, 08360

4beds
2baths
1,700sqft
$289,000
$170price/sqft
$2,282/moest. monthly cost
$91,280/yrincome needed

About This Home

TENANT OCCUPIED! Nestled in one of Vineland’s most desirable and peaceful neighborhoods, this classic split-level home offers the perfect blend of space, functionality, and charm. Step inside to a bright, multi-level layout designed for effortless living. The main level features a welcoming living room that flows seamlessly into the kitchen and dining area. Just a few steps down, the lower level provides a cozy family room, a convenient half bath, and a private first bedroom—perfect for guests, a teenager, or a home office. Upstairs, you'll find three more generously sized, sunlit bedrooms sharing a full central bath. Outside, the sprawling 0.63-acre lot offers incredible potential for gardening, entertaining, or pets, all while keeping you just minutes from local schools, shopping, and dining. This home also offers exceptional versatility. It is currently occupied by reliable, great-paying tenants of 8 years, making this a turn-key opportunity for investors. Alternatively, it can be delivered fully vacant at closing for an owner-occupant ready to make it their own. Schedule your tour today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
2/10
1/10
Vineland HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Gas,Washer,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Double Hung
  • Flooring: Ceramic Tile,Carpet,Laminate,Concrete
  • Finished area below ground: 0
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 140210100078
  • Zoning: 01
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: None
  • Fencing: Chain Link

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 100.00 x 275.00

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$142$1,704
Property Taxes $486$5,832
Electricity $193$2,318
Total$2,282$27,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,240/yr
40% on housing$68,460/yr
45% on housing$60,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 08360$172
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08360$208
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$289,000
2026-07-14Listed for sale$325,000
2006-01-18Sold$44,166
2004-12-22Sold$65,392
1999-09-27Sold$35,320

For Sale by Agent

AgentSamantha Piper
BrokerageKeller Williams Realty - Atlantic Shore

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