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3000 W 38th St, Chicago, IL, 60632

5beds
3baths
3,000sqft
$575,000
$192price/sqft
$4,254/moest. monthly cost
$170,160/yrincome needed

About This Home

Rare find 30 years old quad-level single home with beautiful gardening side yard sit in a 45 x 125 lot size with total living area about 2800 sq. ft. plus 560 sq. ft. unfinished basement with 2 sump pumps and laundry area. Central air about 6 years old. It features 3 bedrooms on upper level. A master suit and one full bath on upper level. A living room with a formal dining room and eat-in kitchen on main floor. **Lower level 1 can be a living room/family room with a fire place , where also has one good size bedroom, one full bath, plus a mud room for coat and shores and grocery with access to garage. Lower level 2 is a basement with laundry area. Roof is about 12 years old, hardwood floor thought out the home, 2 car attached garage, conveniently location. Seller is selling in "AS IS" condition.

Getting Around

72
WalkingVery Walkable
58
TransitGood Transit
55
BikeBikeable

Schools

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Daylight

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom4

  • Features: Flooring (Wood Laminate)
  • Level: Lower
  • Area: 132
  • Dimensions: 12X11

Bedroom5

  • Features: Flooring (Wood Laminate)
  • Level: Lower
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Family Room

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 384
  • Dimensions: 24X16

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 560
  • Total interior livable area: 3,000 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Laundry

  • Level: Basement
  • Area: 216
  • Dimensions: 12X18

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 286
  • Dimensions: 26X11

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Second
  • Area: 252
  • Dimensions: 14X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16363140500000
  • Special condition: List Broker Must Accompany

Features

  • Stories: 3

Lot

  • Lot size: 5,625 sqft
  • Lot size dimensions: 125 x 45

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$289$3,468
Property Taxes $828$9,936
Electricity $230$2,768
Total$4,254$51,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,851/yr
40% on housing$127,620/yr
45% on housing$113,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 60632$206
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60632$204
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$575,000
2025-10-27Listing removed$498,000
2025-08-27Listed for sale$498,000
2025-08-27Listing removed$499,000
2025-08-13Listed for sale$499,000
1994-09-09Sold$130,000

For Sale by Agent

AgentRowena Cheng
BrokerageRichland Global Inc

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