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38425 Swede Heaven Road, Arlington, WA, 98223

3beds
2baths
1,428sqft
$825,000
$578price/sqft
$5,102/moest. monthly cost
$204,080/yrincome needed

About This Home

Breathtaking views of Whitehorse Mountain define this 33.18-acre property in the highly sought-after Swede Heaven area of Arlington. Surrounded by natural beauty and located near the Stillaguamish River (outside the flood zone), this expansive acreage offers privacy, tranquility, and the true Pacific Northwest lifestyle. The property is served by a private well and septic system (septic inspected in 2025) and includes a barn, making it ideal for equestrian use, hobby farming, or livestock. A 2025 timber appraisal prepared by Roots Forestry Consulting, LLC estimates approximately $208,255 in net harvestable timber income, providing documented, built-in financial upside. A property appraisal completed in April 2025 is available. Opportunities combining mountain views, usable acreage, existing infrastructure, and verifiable income potential rarely come available in this desirable rural setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
5/10
Darrington Sr High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1977

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dishwasher(s),Water Heater: Electric,Water Heater Location: Utility Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Flooring: See Remarks
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 32080100400900
  • Zoning: RD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • Topography of land: Equestrian,Level,Partial Slope
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 33.18 Acres
  • Features: Paved,Barn,RV Parking

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Volcanic Activity
Winter Weather
Avalanche
Earthquake
Heat Wave

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$177$2,124
Property Taxes $605$7,260
Electricity $149$1,793
Total$5,102$61,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,925/yr
40% on housing$153,060/yr
45% on housing$136,053/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 98223$292
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98223$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$908,255

For Sale by Agent

AgentKenneth D Hecker II
BrokerageKW Everett

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