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30815 Finn Settlement Road, Arlington, WA, 98223

4beds
3baths
2,776sqft
$729,999
$263price/sqft
$4,552/moest. monthly cost
$182,080/yrincome needed

About This Home

Estate sale. First time on the market. Family owned home that will need some TLC but has exceptional potential. This home presents a wonderful opportunity for its next owner to update and personalize. Family rooms on both the main and upper floors. Open kitchen and dining with lots of natural lighting. Large open field/pasture on the 2.3 acre parcel making this a great open area. Plenty of space for entertaining. Lots of parking for guests. Home sits away from the road at the back of the property keeping you secluded from everyday traffic. Property butts up to the Pilchuck Tree Farm. Home has 2 private wells. This is a must see home that is sure to go fast. Don't miss this great opportunity to find a diamond in the rough.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
4/10
Post Middle SchoolGrades 6-86.1 mi
8/10
Arlington High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1990

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Tank,Water Heater Location: Laundry room

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Engineered Hardwood,Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Second

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,776
  • Total interior livable area: 2,776 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 32050900100900
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Skylight(s),Walk-In Closet(s),Water Heater
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space,Pasture

Lot

  • Lot size: 2.30 Acres
  • Features: Open Lot,Secluded,Value In Land,Cabana/Gazebo,Fenced-Partially,High Speed Internet,Outbuildings

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Avalanche
Heat Wave
Ice Storm
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$157$1,884
Property Taxes $515$6,180
Electricity $189$2,278
Total$4,552$54,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,068/yr
40% on housing$136,560/yr
45% on housing$121,386/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 98223$293
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98223$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$729,999

For Sale by Agent

AgentNorman Carbajal
BrokerageCruz & Co. LLC

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