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5620 Halls Lake Way, Lynnwood, WA, 98036

2beds
1baths
1,176sqft
$825,000
$702price/sqft
$4,981/moest. monthly cost
$199,240/yrincome needed

About This Home

A rare opportunity for lakefront living in the city! Discover this Halls Lake gem, located on a quiet, private, dead-end road. Enjoy a peaceful setting that feels miles away from it all, while remaining just minutes from shopping, dining, and everyday conveniences. The Interurban Trail is just steps away and provides direct access to the new light rail station, making commuting a breeze. This charming cottage is designed to capture beautiful water views. The open floor plan offers easy living, while the spacious kitchen provides abundant counter space and storage. Gather around the cozy wood stove in the living room. The exterior has been freshly painted. Two generous bedrooms and a full bath complete the home. Relax or entertain on the sunny, oversized deck overlooking the lake. Off-street parking accommodates approximately four cars. Halls Lake is a private, spring-fed, non-motorized lake, offering a serene retreat rarely found in the city. A truly special offering. Welcome home!

Getting Around

37
WalkingCar-Dependent
48
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: See Remarks
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Utility Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 27042100307100
  • Zoning: RS8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Low Bank,Lake
  • Frontage length: Waterfront Ft: 40
  • Topography of land: Level

Lot

  • Lot size: 0.38 Acres
  • Features: Adjacent to Public Land,Dead End Street,Paved,Secluded,Deck,Dock,Fenced-Partially

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$134$1,608
Property Taxes $527$6,324
Electricity $149$1,793
Total$4,981$59,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,777/yr
40% on housing$149,430/yr
45% on housing$132,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$702This listing

vs Other Active Listings

Avg $/sqft

ZIP 98036$377
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98036$473
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$825,000
1998-08-07Sold$179,990

For Sale by Agent

AgentBeth Traverso
BrokerageKeller Williams Eastside

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