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12523 Woods Lake Road, Monroe, WA, 98272

4beds
3baths
2,800sqft
$1,799,000
$643price/sqft
$10,932/moest. monthly cost
$437,280/yrincome needed

About This Home

{TRANQUIL Country Charm} Welcome to this BEAUTIFUL and INVITING 4 bedroom home on meticulously maintained grounds, with an EXPANSIVE SHOP + garage. This PEACEFUL setting is situated on 5.36 LEVEL ACRES. RELAX & gaze at the mountain VIEW from your WRAPAROUND PORCH, covered gazebos w/fireplace, PATIOS, or from your IDYLLIC garden. Inside, you'll love the subtle LUXURY throughout, including heated floors in the primary EN-SUITE. Cozy up to the wood burning FIREPLACE or just simply soak up the LIGHT FILLED comfort in your RUSTIC and timeless SANCTUARY. Your horses+cows+dogs will love the FENCED green PASTURES. Enjoy the PAVED private driveway, outbuildings, covered parking for 11 vehicles, RV hookups w/ separate septic, and no HOA. UNWIND here~

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Sultan Elementary SchoolGrades K-52.0 mi
6/10
Sultan Middle SchoolGrades 6-81.8 mi
5/10
Sultan Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Pantry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Third

Heating

  • Heating features: Fireplace,Forced Air,Electric,Propane,Wood

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 28072500402200
  • Zoning: R5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,High Tech Cabling,Pantry,Security System,Skylight(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • Topography of land: Equestrian,Level
  • Residential vegetation: Garden Space,Pasture,Wooded

Lot

  • Lot size: 5.36 Acres
  • Features: Dead End Street,Paved,Secluded,Barn,Cabana/Gazebo,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Outbuildings,Patio,Propane,RV Parking,Shop

Parking

  • Total spaces: 11
  • Parking features: Detached Carport,Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 11
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Cold Wave
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$359$4,308
Property Taxes $1,286$15,432
Electricity $191$2,298
Total$10,932$131,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$374,811/yr
40% on housing$327,960/yr
45% on housing$291,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$643This listing

vs Other Active Listings

Avg $/sqft

ZIP 98272$353
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98272$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$1,874,999
2025-08-03Listed for sale$1,899,999
2024-11-29Listing removed$1,999,999
2024-10-06Price change$1,999,999
2024-08-13Price change$2,149,000
2024-05-21Listed for sale$2,199,000
2004-02-13Sold$399,950
2003-09-30Sold$229,000

For Sale by Agent

AgentKami L. Carlson
BrokerageRE/MAX Metro Realty, Inc.

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