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309 Hogans Aly, Birmingham, AL, 35242

3beds
3baths
1,616sqft
$399,900
$247price/sqft
$2,593/moest. monthly cost
$103,720/yrincome needed

About This Home

Welcome home to this like-new 3BR/2.5BA w/2-car alley-load garage (w/private driveway!) in sought-after Palmer Cove, a picturesque community with sidewalks, walking trail & community green space. Designed to elevate your living experience, this energy-efficient home offers an open-concept ML with a spacious great room & functional kitchen featuring a beautiful quartz island large enough to seat 8! Outdoor space features a covered patio, and fenced backyard—perfect for relaxing & entertaining - with an irrigation system to help maintain the lush lawn. Upstairs, you’ll enjoy a private primary suite with ensuite bath & walk-in closet, two add'l bedrooms sharing a spacious bath, & convenient laundry room. Whether you're buying your first home or ready to simplify without sacrificing style, you'll appreciate the low-maintenance living this home affords. Conveniently located off Hwy 119 near Tattersall Park, Grandview, The Summit, shopping, dining & more. Zoned award-winning Oak Mt Schools!

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

9/10
6/10
Oak Mt Middle SchoolGrades 6-85.7 mi
9/10
Oak Mt High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting,High Ceilings,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,616

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,616 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 099290992039.000
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Features: Interior Lot,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking (MLVL),Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Cold Wave
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$192$2,304
Property Taxes $139$1,668
Electricity $240$2,881
Total$2,593$31,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,902/yr
40% on housing$77,790/yr
45% on housing$69,146/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 35242$241
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35242$204
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$399,900
2024-12-20Sold$365,720
2024-09-08Pending sale$375,720
2024-08-09Listing removed$375,720
2024-07-12Listed for sale$375,720

For Sale by Agent

AgentSherry Frye
BrokerageARC Realty 280

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